# MyCFS vs Cotiva

The clearest difference is update cadence: Cotiva at fortnightly against MyCFS's every 33 months. MyCFS's advantage is iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyCFS ships an update every 33 months, Cotiva fortnightly. The most recent releases landed on September 30, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | MyCFS | Cotiva |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 33 months | **Fortnightly** |
| Size | 31 MB | 68 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Ixpertise Development](https://appshunter.io/developer/1085093200) | [Oumar Aliev](https://appshunter.io/developer/1542616041) |

## What reviewers say

### MyCFS

[App page](https://appshunter.io/ios/app/mycfs/id1463963984)

**In-app purchases:** none


### Cotiva

[App page](https://appshunter.io/ios/app/cotiva/id6756296987)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MyCFS free?

MyCFS is free to download, with no in-app purchases.

### Is Cotiva free?

Cotiva is free to download, with no in-app purchases.

### Do MyCFS or Cotiva have ads?

Neither MyCFS nor Cotiva shows ads.

### Which is updated more often, MyCFS or Cotiva?

MyCFS ships an update every 33 months, and Cotiva fortnightly. Most recently, MyCFS was updated on September 30, 2026 and Cotiva on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*