# My Wallet vs MoneyCloud

The clearest difference is in-app purchases: My Wallet at none against MoneyCloud's 5. My Wallet also leads on device support (3 vs 1) and iOS requirement (12.0 vs 17.0). MoneyCloud's advantage is update cadence (every 5 days vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. MoneyCloud sells 5 in-app purchases, starting at $3.99 per month. My Wallet asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for My Wallet against 5.0 for MoneyCloud. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

My Wallet ships an update every 3 months, MoneyCloud every 5 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | My Wallet | MoneyCloud |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/my-wallet/id1464166636/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/moneycloud-budget-tracker/id6770877286/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 70 MB | 50 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Thuy tran](https://appshunter.io/developer/1464166635) | [Pavlo Bezkorovainyi](https://appshunter.io/developer/1746469349) |

## What reviewers say

### My Wallet

[App page](https://appshunter.io/ios/app/my-wallet/id1464166636)

Manage your household finances with this app. Set budgets, track income and expenses, and share your financial status with other household members to stay in control of your money.

**Highlights:** Define budgeting plans, Track income and expenses, Share financial status with household members, Monitor home finances, Control your money

**Features:** macOS Compatibility

**In-app purchases:** none


### MoneyCloud

[App page](https://appshunter.io/ios/app/moneycloud-budget-tracker/id6770877286)

This app offers a minimalist and intuitive way to track your expenses and income. Its clean design focuses on essential budgeting features, making it easy to manage your finances without overwhelming complexity.

**Highlights:** Absolute minimalism for quick expense recording, Aesthetic and clean user interface, Clear overview of money and spending, Intuitive logic, no manual needed, Effortless financial control

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneyCloud Plus Monthly | $3.99 | per month |
| MoneyCloud PLUS Lifetime Promo | $34.99 | per year |
| MoneyCloud Plus Annual | $39.99 | per year |
| MoneyCloud PLUS Lifetime Promo | $39.99 | one-time |
| MoneyCloud Plus Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is My Wallet free?

My Wallet is free to download, with no in-app purchases.

### Is MoneyCloud free?

MoneyCloud is free to download, with in-app purchases available.

### Which has better reviews, My Wallet or MoneyCloud?

My Wallet and MoneyCloud are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do My Wallet or MoneyCloud have ads?

Neither My Wallet nor MoneyCloud shows ads.

### Which is updated more often, My Wallet or MoneyCloud?

My Wallet ships an update every 3 months, and MoneyCloud every 5 days. Most recently, My Wallet was updated on November 3, 2026 and MoneyCloud on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*