# Hooli vs PayAky

The clearest difference is update cadence: PayAky at every 2 weeks against Hooli's every 6 weeks. On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Hooli ships an update every 6 weeks, PayAky every 2 weeks. The most recent releases landed on September 17, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Hooli | PayAky |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payaky/id6751110269/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 55.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 203 MB | 20 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [airata](https://appshunter.io/developer/1441211775) | [Tenton LLC](https://appshunter.io/developer/1193242210) |

## What reviewers say

### Hooli

[App page](https://appshunter.io/ios/app/hooli/id1464185445)

Manage your finances with a digital bank and credit card that adapts to your payment style. Transfer funds, make payments, withdraw cash, and access credit. It also offers features for businesses to receive payments and includes prescription medication purchasing.

**Highlights:** Transfer funds from any bank account, Make payments online and in-store, Withdraw cash and pay bills, Request credit and pay in installments, Create a merchant account to receive payments, Purchase medications with prescription, Validate identity securely

**Features:** macOS Compatibility

**In-app purchases:** none


### PayAky

[App page](https://appshunter.io/ios/app/payaky/id6751110269)

Track your loans and view your payment schedule. Generate payment references for various stores and payment methods, including credit and debit cards. Receive timely notifications about your account.

**Highlights:** Loan tracking, Payment schedule visualization, Payment reference generation, Credit/debit card payments, Notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Hooli free?

Hooli is free to download, with no in-app purchases.

### Is PayAky free?

PayAky is free to download, with no in-app purchases.

### Do Hooli or PayAky have ads?

Neither Hooli nor PayAky shows ads.

### Which is updated more often, Hooli or PayAky?

Hooli ships an update every 6 weeks, and PayAky every 2 weeks. Most recently, Hooli was updated on September 17, 2026 and PayAky on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*