# Smart Spend vs Tally

The clearest difference is in-app purchases: Smart Spend at none against Tally's 2. Smart Spend also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Tally sells 2 in-app purchases, starting at $3.99 per month. Smart Spend asks for nothing beyond the download.

## The numbers

| Metric | Smart Spend | Tally |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (258 ratings)](https://appshunter.io/ios/app/smart-spend-cost-analyzer/id1464471112/reviews)** | — |
| Number of ratings | **258** | — |
| Positive reviews | 84.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 8 days | — |
| Monetization | Free with in-app purchases | — |
| Size | 75 MB | 67 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Scicotherapy Labs LLC](https://appshunter.io/developer/1260450873) | [Hojin Shin](https://appshunter.io/developer/1793965048) |

## What reviewers say

### Smart Spend

[App page](https://appshunter.io/ios/app/smart-spend-cost-analyzer/id1464471112)

This app helps you actively understand and transform your spending habits through hands-on learning and financial insights. It offers customized budgeting tools, engaging trivia, and advanced analysis without linking bank accounts, prioritizing your privacy. Receive daily feedback and earn rewards for improving your financial discipline.

**Highlights:** Active spending and savings tracking, Financial pattern identification, Spending knowledge trivia game, Customizable budgeting (Cash Pool, MicroBudgets), Advanced search and filter tools, Privacy-focused, no bank linking, Siri integration and iOS widgets

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💡 Original take on budgeting
- 💡 Risk of purchase indicator
- 💡 Annual expenses tracking
- 💡 Brilliant cash pool idea
- 💡 Prioritize purchases (needs, loves, likes, wants)

**What reviewers complain about**

- ❌ Missing country currency
- 🐛 App crashes after update
- ❌ Cannot edit/delete previous entries
- ❌ No option for weekly expenses (e.g., groceries)
- ❌ Cannot edit bill information (only delete and re-enter)

**Reported bugs**

- App crashes immediately upon opening after update
- Hourly income input glitch, defaults to $45
- Cannot edit/delete previous entries
- Cannot edit bill information, only delete and re-enter

**Requested features**

- Visualize cash pool growth
- Add additional income sources (bonus, etc.)
- Ability to change savings by numbers, not just percentage
- Show difference when adding a purchase to see remaining spendable amount
- Add more themes/color options


### Tally

[App page](https://appshunter.io/ios/app/tally-smart-expense-tracker/id6757654433)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tally Premium (Monthly) | $3.99 | per month |
| Tally Premium (Annual) | $34.99 | per year |


## Frequently asked questions

### Is Smart Spend free?

Smart Spend is free to download, with no in-app purchases.

### Is Tally free?

Tally is free to download, with in-app purchases available.

### Do Smart Spend or Tally have ads?

Tally shows ads; Smart Spend does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*