# Smart Spend vs BudgetBear

The clearest difference is in-app purchases: Smart Spend at none against BudgetBear's 1. Smart Spend also leads on iOS requirement (16.0 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. BudgetBear sells 1 one-off in-app purchase. Smart Spend asks for nothing beyond the download.

## The numbers

| Metric | Smart Spend | BudgetBear |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (258 ratings)](https://appshunter.io/ios/app/smart-spend-cost-analyzer/id1464471112/reviews)** | — |
| Number of ratings | **258** | — |
| Positive reviews | 84.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 8 days | — |
| Monetization | Free with in-app purchases | — |
| Size | 75 MB | 8 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Scicotherapy Labs LLC](https://appshunter.io/developer/1260450873) | [Nils Anspach](https://appshunter.io/developer/1820435872) |

## What reviewers say

### Smart Spend

[App page](https://appshunter.io/ios/app/smart-spend-cost-analyzer/id1464471112)

This app helps you actively understand and transform your spending habits through hands-on learning and financial insights. It offers customized budgeting tools, engaging trivia, and advanced analysis without linking bank accounts, prioritizing your privacy. Receive daily feedback and earn rewards for improving your financial discipline.

**Highlights:** Active spending and savings tracking, Financial pattern identification, Spending knowledge trivia game, Customizable budgeting (Cash Pool, MicroBudgets), Advanced search and filter tools, Privacy-focused, no bank linking, Siri integration and iOS widgets

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💡 Original take on budgeting
- 💡 Risk of purchase indicator
- 💡 Annual expenses tracking
- 💡 Brilliant cash pool idea
- 💡 Prioritize purchases (needs, loves, likes, wants)

**What reviewers complain about**

- ❌ Missing country currency
- 🐛 App crashes after update
- ❌ Cannot edit/delete previous entries
- ❌ No option for weekly expenses (e.g., groceries)
- ❌ Cannot edit bill information (only delete and re-enter)

**Reported bugs**

- App crashes immediately upon opening after update
- Hourly income input glitch, defaults to $45
- Cannot edit/delete previous entries
- Cannot edit bill information, only delete and re-enter

**Requested features**

- Visualize cash pool growth
- Add additional income sources (bonus, etc.)
- Ability to change savings by numbers, not just percentage
- Show difference when adding a purchase to see remaining spendable amount
- Add more themes/color options


### BudgetBear

[App page](https://appshunter.io/ios/app/budgetbear-savings-tracker/id6759972859)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Upgrade | $3.99 | one-time |


## Frequently asked questions

### Is Smart Spend free?

Smart Spend is free to download, with no in-app purchases.

### Is BudgetBear free?

BudgetBear is free to download, with in-app purchases available.

### Do Smart Spend or BudgetBear have ads?

Neither Smart Spend nor BudgetBear shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*