# 카카오페이 vs MobileTmoney

The clearest difference is rating: 카카오페이 at 4.1 against MobileTmoney's 3.0. 카카오페이 also leads on review sentiment (49% vs 16%) and update cadence (weekly vs monthly). MobileTmoney's advantage is in-app purchases (none vs 10) and ads (none vs shown). On price, ratings volume and device support there is nothing between them.

Both are free to download. 카카오페이 sells 10 one-off in-app purchases. MobileTmoney asks for nothing beyond the download.

카카오페이 holds the better App Store score, 4.1 against 3.0. Both are backed by a comparable volume of ratings — 133 and 184 respectively. Written reviews point the same way: 49% of 카카오페이's written reviews are positive against 16% of MobileTmoney's.

카카오페이 ships an update weekly, MobileTmoney monthly. Both last shipped on November 6, 2026.

## The numbers

| Metric | 카카오페이 | MobileTmoney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (133 ratings)](https://appshunter.io/ios/app/id1464496236/reviews)** | [3.0 (184 ratings)](https://appshunter.io/ios/app/mobiletmoney/id1470361790/reviews) |
| Number of ratings | 133 | **184** |
| Positive reviews | **48.8% of reviews** | 16.1% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Monthly |
| Monetization | — | Free |
| Size | 273 MB | 133 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, Apple Watch | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [kakaopay corp.](https://appshunter.io/developer/1435127192) | [Tmoney Co., Ltd](https://appshunter.io/developer/922805218) |

## What reviewers say

### 카카오페이

[App page](https://appshunter.io/ios/app/id1464496236)

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1100원 상품 | $0.49 | one-time |
| 3300원 상품 | $1.99 | one-time |
| 5500원 상품 | $2.99 | one-time |
| 6600원 상품 | $3.99 | one-time |
| 8900원 상품 | $4.99 | one-time |
| 13900원 상품 | $8.99 | one-time |
| 30000원 상품 | $19.99 | one-time |
| 33000원 상품 | $19.99 | one-time |
| 55000원 상품 | $34.99 | one-time |
| 99000원 상품 | $59.99 | one-time |


### MobileTmoney

[App page](https://appshunter.io/ios/app/mobiletmoney/id1470361790)

This app provides a convenient digital transit card for buses and subways throughout Korea. Users can easily tap their iPhone or Apple Watch to pay for rides without needing a physical card or signing up. Top-ups are simple using Apple Pay.

**Highlights:** Digital transit card for Korea, Tap to pay with iPhone/Apple Watch, No physical card needed, No sign-up required, Top up with Apple Pay, Check balance and top up in-app

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 카카오페이 free?

카카오페이 is free to download, with in-app purchases available.

### Is MobileTmoney free?

MobileTmoney is free to download, with no in-app purchases.

### Which has better reviews, 카카오페이 or MobileTmoney?

카카오페이 is rated higher. 카카오페이 averages 4.1 out of 5 from 133 ratings, while MobileTmoney averages 3.0 from 184 ratings.

### Do 카카오페이 or MobileTmoney have ads?

카카오페이 shows ads; MobileTmoney does not.

### Which is updated more often, 카카오페이 or MobileTmoney?

카카오페이 ships an update weekly, and MobileTmoney monthly. Most recently, 카카오페이 was updated on November 6, 2026 and MobileTmoney on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*