# ＪＡバンクアプリ vs dスマホローン　ドコモのアプリローンでキャッシング・お借入れ

The clearest difference is ads: dスマホローン　ドコモのアプリローンでキャッシング・お借入れ at none against ＪＡバンクアプリ's shown. dスマホローン　ドコモのアプリローンでキャッシング・お借入れ also leads on ratings volume (8.1K vs 37). ＪＡバンクアプリ's advantage is review sentiment (67% vs 42%) and update cadence (every 2 months vs every 6 months). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for ＪＡバンクアプリ against 4.7 for dスマホローン　ドコモのアプリローンでキャッシング・お借入れ. That said, the two scores are not equally well evidenced: dスマホローン　ドコモのアプリローンでキャッシング・お借入れ has 8.1K ratings behind it against 37, so its average is the more settled of the two. Written reviews are what separate them: 67% of ＪＡバンクアプリ's written reviews are positive against 42% of dスマホローン　ドコモのアプリローンでキャッシング・お借入れ's.

ＪＡバンクアプリ ships an update every 2 months, dスマホローン　ドコモのアプリローンでキャッシング・お借入れ every 6 months. Both last shipped on October 16, 2026.

## The numbers

| Metric | ＪＡバンクアプリ | dスマホローン　ドコモのアプリローンでキャッシング・お借入れ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (37 ratings)](https://appshunter.io/ios/app/id1464669409/reviews) | **[4.7 (8.1K ratings)](https://appshunter.io/ios/app/d/id1567353128/reviews)** |
| Number of ratings | 37 | **8.1K** |
| Positive reviews | **66.7% of reviews** | 42.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 6 months |
| Monetization | — | Free with in-app purchases |
| Size | 105 MB | 66 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [農林中央金庫](https://appshunter.io/developer/1453929174) | [株式会社NTTドコモ](https://appshunter.io/developer/396813773) |

## What reviewers say

### ＪＡバンクアプリ

[App page](https://appshunter.io/ios/app/id1464669409)

**Features:** Vision Pro support

**In-app purchases:** none


### dスマホローン　ドコモのアプリローンでキャッシング・お借入れ

[App page](https://appshunter.io/ios/app/d/id1567353128)

This service offers a smartphone-based loan application and management process. Users can apply using their existing account and may receive preferential interest rates based on their service usage. Funds can be transferred directly to a payment balance or a bank account.

**Highlights:** Smartphone-based application and contract, Preferential interest rates based on service usage, Transfer to payment balance or bank account, Instant transfers to payment balance, 24/7 transfers to bank accounts, Flexible additional repayments, Easy usage status tracking

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick loan approval and disbursement
- 👍 Easy borrowing and repayment
- ⏱️ Fast application process
- 🤝 Convenient for urgent needs
- 📱 Simple and user-friendly app

**What reviewers complain about**

- 🤔 Unclear interest rates and basic rates
- 😫 Troublesome authentication process
- ❌ Income proof submission errors
- 🚫 Cannot apply without My Number Card
- 😵 App screen is blank/frozen

**Reported bugs**

- Income proof submission error
- App screen is blank or white
- App freezes upon opening
- Login loop (network password and passkey)
- Online identity verification not working

**Requested features**

- Add Poinko animation upon loan approval
- Improve camera accuracy for document scanning
- Implement scan function for document text recognition


## Frequently asked questions

### Is ＪＡバンクアプリ free?

ＪＡバンクアプリ is free to download, with no in-app purchases.

### Is dスマホローン　ドコモのアプリローンでキャッシング・お借入れ free?

dスマホローン　ドコモのアプリローンでキャッシング・お借入れ is free to download, with no in-app purchases.

### Which has better reviews, ＪＡバンクアプリ or dスマホローン　ドコモのアプリローンでキャッシング・お借入れ?

dスマホローン　ドコモのアプリローンでキャッシング・お借入れ is rated higher. ＪＡバンクアプリ averages 4.6 out of 5 from 37 ratings, while dスマホローン　ドコモのアプリローンでキャッシング・お借入れ averages 4.7 from 8.1K ratings.

### Do ＪＡバンクアプリ or dスマホローン　ドコモのアプリローンでキャッシング・お借入れ have ads?

ＪＡバンクアプリ shows ads; dスマホローン　ドコモのアプリローンでキャッシング・お借入れ does not.

### Which is updated more often, ＪＡバンクアプリ or dスマホローン　ドコモのアプリローンでキャッシング・お借入れ?

ＪＡバンクアプリ ships an update every 2 months, and dスマホローン　ドコモのアプリローンでキャッシング・お借入れ every 6 months. Most recently, ＪＡバンクアプリ was updated on October 16, 2026 and dスマホローン　ドコモのアプリローンでキャッシング・お借入れ on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*