# PagueloFacil vs Kipo

The clearest difference is in-app purchases: PagueloFacil at none against Kipo's 10. PagueloFacil also leads on iOS requirement (15.1 vs 18.2). Kipo's advantage is update cadence (every 6 days vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. Kipo sells 10 in-app purchases, starting at $7.99 per month. PagueloFacil asks for nothing beyond the download.

PagueloFacil ships an update monthly, Kipo every 6 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | PagueloFacil | Kipo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (11 ratings)](https://appshunter.io/ios/app/paguelofacil/id1464821950/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 6 days** |
| Monetization | Free | — |
| Size | 129 MB | 75 MB |
| Requires iOS | **15.1** | 18.2 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 12+ |
| Developer | [Paguelo Facil](https://appshunter.io/developer/1464821949) | [Bruno B e Oliveira](https://appshunter.io/developer/841263420) |

## What reviewers say

### PagueloFacil

[App page](https://appshunter.io/ios/app/paguelofacil/id1464821950)

Manage your finances with this app, allowing you to add funds via various methods, request a digital Mastercard, and make payments using QR codes or directly to contacts. It offers a free account opening and helps you monitor your transactions.

**Highlights:** Add balance with crypto, cards, cash, and more, Request a digital Mastercard, Pay via QR code, Send payments to contacts, Monitor financial transactions, Connect bank account

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Kipo

[App page](https://appshunter.io/ios/app/kipo-split-finances-wisely/id6793070789)

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kipo Plus Solo Monthly | $7.99 | per month |
| Kipo Plus Pod +1 Annual | $129.99 | per year |
| Kipo Plus Pod +2 Annual | $189.99 | per year |
| Kipo Plus Pod +3 Annual | $224.99 | per year |
| Kipo Plus Pod +4 Annual | $269.99 | per year |
| 200 Kipo Credits | $1.99 | one-time |
| 600 Kipo Credits | $3.99 | one-time |
| 1200 Kipo Credits | $7.99 | one-time |
| 2400 Kipo Credits | $15.99 | one-time |
| 5000 Kipo Credits | $31.99 | one-time |


## Frequently asked questions

### Is PagueloFacil free?

PagueloFacil is free to download, with no in-app purchases.

### Is Kipo free?

Kipo is free to download, with in-app purchases available.

### Do PagueloFacil or Kipo have ads?

Neither PagueloFacil nor Kipo shows ads.

### Which is updated more often, PagueloFacil or Kipo?

PagueloFacil ships an update monthly, and Kipo every 6 days. Most recently, PagueloFacil was updated on November 3, 2026 and Kipo on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*