# CEMCS MFB Mobile vs Baines Credit

The clearest difference is update cadence: Baines Credit at every 6 weeks against CEMCS MFB Mobile's every 35 months. CEMCS MFB Mobile's advantage is iOS requirement (13.4 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CEMCS MFB Mobile ships an update every 35 months, Baines Credit every 6 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | CEMCS MFB Mobile | Baines Credit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/baines-credit/id1484476423/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 35 months | **Every 6 weeks** |
| Monetization | — | Free |
| Size | 26 MB | 108 MB |
| Requires iOS | **13.4** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CEMCS Microfinance Bank](https://appshunter.io/developer/1465274177) | [Baines Credit Microfinance Bank](https://appshunter.io/developer/1484476422) |

## What reviewers say

### CEMCS MFB Mobile

[App page](https://appshunter.io/ios/app/cemcs-mfb-mobile/id1465274178)

**Features:** macOS Compatibility

**In-app purchases:** none


### Baines Credit

[App page](https://appshunter.io/ios/app/baines-credit/id1484476423)

Manage your finances with ease. Check account balances, view statements, and perform transactions like airtime recharge and bill payments. Facilitates inter- and intra-bank transfers and card requests.

**Highlights:** Check account balance, View account statement, Airtime recharge, Bill payments, Inter-bank transfer, Intra-bank transfer, Card request

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CEMCS MFB Mobile free?

CEMCS MFB Mobile is free to download, with no in-app purchases.

### Is Baines Credit free?

Baines Credit is free to download, with no in-app purchases.

### Do CEMCS MFB Mobile or Baines Credit have ads?

Neither CEMCS MFB Mobile nor Baines Credit shows ads.

### Which is updated more often, CEMCS MFB Mobile or Baines Credit?

CEMCS MFB Mobile ships an update every 35 months, and Baines Credit every 6 weeks. Most recently, CEMCS MFB Mobile was updated on November 3, 2026 and Baines Credit on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*