# Loan Amortization Calculator vs User Wallet

The clearest difference is in-app purchases: User Wallet at none against Loan Amortization Calculator's 1. User Wallet also leads on ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Loan Amortization Calculator sells 1 one-off in-app purchase. User Wallet asks for nothing beyond the download.

## The numbers

| Metric | Loan Amortization Calculator | User Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (695 ratings)](https://appshunter.io/ios/app/loan-amortization-calculator/id1465620086/reviews)** | — |
| Number of ratings | **695** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Monthly | — |
| Monetization | Free with in-app purchases | — |
| Size | 27 MB | 63 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [RedTracker LLC](https://appshunter.io/developer/1460840859) | [FFT commpany](https://appshunter.io/developer/1723115400) |

## What reviewers say

### Loan Amortization Calculator

[App page](https://appshunter.io/ios/app/loan-amortization-calculator/id1465620086)

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

**Highlights:** Loan payment breakdown, Interest and principal estimation, Extra payment impact analysis, Amortization schedule generation, Shareable results

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $4.99 | one-time |


### User Wallet

[App page](https://appshunter.io/ios/app/user-wallet/id6503440931)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Loan Amortization Calculator free?

Loan Amortization Calculator is free to download, with in-app purchases available.

### Is User Wallet free?

User Wallet is free to download, with no in-app purchases.

### Do Loan Amortization Calculator or User Wallet have ads?

Loan Amortization Calculator shows ads; User Wallet does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*