# Loan Amortization Calculator vs Vinculum Calc

The clearest difference is in-app purchases: Vinculum Calc at none against Loan Amortization Calculator's 1. Vinculum Calc also leads on ads (none vs shown). Loan Amortization Calculator's advantage is iOS requirement (13.0 vs 17.0). On price and device support there is nothing between them.

Both are free to download. Loan Amortization Calculator sells 1 one-off in-app purchase. Vinculum Calc asks for nothing beyond the download.

## The numbers

| Metric | Loan Amortization Calculator | Vinculum Calc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (710 ratings)](https://appshunter.io/ios/app/loan-amortization-calculator/id1465620086/reviews)** | — |
| Number of ratings | **710** | — |
| Positive reviews | 53.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Monthly | — |
| Monetization | Free with in-app purchases | — |
| Size | 27 MB | 4 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [RedTracker LLC](https://appshunter.io/developer/1460840859) | [Oren Frenkel](https://appshunter.io/developer/6787527169) |

## What reviewers say

### Loan Amortization Calculator

[App page](https://appshunter.io/ios/app/loan-amortization-calculator/id1465620086)

This app helps you understand your loan payments by breaking down interest and principal over time. Explore the impact of extra payments and visualize your financial obligations for mortgages, auto loans, or personal credit.

**Highlights:** Loan payment breakdown, Interest and principal estimation, Extra payment impact analysis, Amortization schedule generation, Shareable and savable results

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $4.99 | one-time |


### Vinculum Calc

[App page](https://appshunter.io/ios/app/vinculum-calc/id6809107917)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Loan Amortization Calculator free?

Loan Amortization Calculator is free to download, with in-app purchases available.

### Is Vinculum Calc free?

Vinculum Calc is free to download, with no in-app purchases.

### Do Loan Amortization Calculator or Vinculum Calc have ads?

Loan Amortization Calculator shows ads; Vinculum Calc does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*