# Loan Computer vs LoanReady

The clearest difference is ads: Loan Computer at none against LoanReady's shown. Loan Computer also leads on iOS requirement (13.4 vs 15.0). LoanReady's advantage is update cadence (monthly vs every 2 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Loan Computer ships an update every 2 months, LoanReady monthly. The most recent releases landed on October 2, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Loan Computer | LoanReady |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/loanready/id6446780818/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | — | Ad-supported |
| Size | 10 MB | 139 MB |
| Requires iOS | **13.4** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Moises Corkidi](https://appshunter.io/developer/1041706183) | [LenderCity, Inc](https://appshunter.io/developer/1679010847) |

## What reviewers say

### Loan Computer

[App page](https://appshunter.io/ios/app/loan-computer/id1465738090)

**Features:** macOS Compatibility

**In-app purchases:** none


### LoanReady

[App page](https://appshunter.io/ios/app/loanready/id6446780818)

This financial assistant helps users prepare for homeownership by offering credit monitoring, affordability analysis, and mortgage readiness assessments. It also provides access to real estate listings and connects users with lender partners for guidance. Securely manage your financial future and achieve your homeownership dreams.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings search, Mortgage readiness assessment, Financial Insights (savings, DTI, net worth), Connect with lender partners

**In-app purchases:** none


## Frequently asked questions

### Is Loan Computer free?

Loan Computer is free to download, with no in-app purchases.

### Is LoanReady free?

LoanReady is free to download, with no in-app purchases.

### Do Loan Computer or LoanReady have ads?

LoanReady shows ads; Loan Computer does not.

### Which is updated more often, Loan Computer or LoanReady?

Loan Computer ships an update every 2 months, and LoanReady monthly. Most recently, Loan Computer was updated on October 2, 2026 and LoanReady on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*