# Loan Computer vs Smart

The clearest difference is update cadence: Smart at fortnightly against Loan Computer's every 2 months. Loan Computer's advantage is iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Loan Computer ships an update every 2 months, Smart fortnightly. The most recent releases landed on October 19, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Loan Computer | Smart |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Size | 10 MB | 3 MB |
| Requires iOS | **13.4** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Moises Corkidi](https://appshunter.io/developer/1041706183) | [慧 王](https://appshunter.io/developer/1540476650) |

## What reviewers say

### Loan Computer

[App page](https://appshunter.io/ios/app/loan-computer/id1465738090)

**Features:** macOS Compatibility

**In-app purchases:** none


### Smart

[App page](https://appshunter.io/ios/app/smart-loan-calculator/id6744477932)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Loan Computer free?

Loan Computer is free to download, with no in-app purchases.

### Is Smart free?

Smart is free to download, with no in-app purchases.

### Do Loan Computer or Smart have ads?

Neither Loan Computer nor Smart shows ads.

### Which is updated more often, Loan Computer or Smart?

Loan Computer ships an update every 2 months, and Smart fortnightly. Most recently, Loan Computer was updated on October 19, 2026 and Smart on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*