# Budgets vs jpc.finance

The clearest difference is update cadence: jpc.finance at every 2 weeks against Budgets's every 3 months. Budgets's advantage is ratings volume (10 vs 1) and iOS requirement (15.0 vs 26.2). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Budgets against 5.0 for jpc.finance. That said, the two scores are not equally well evidenced: Budgets has 10 ratings behind it against 1, so its average is the more settled of the two.

Budgets ships an update every 3 months, jpc.finance every 2 weeks. The most recent releases landed on September 19, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Budgets | jpc.finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (10 ratings)](https://appshunter.io/ios/app/budgets/id1465949773/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/jpcfinance/id6499078837/reviews) |
| Number of ratings | **10** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 7 MB | 26 MB |
| Requires iOS | **15.0** | 26.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Derek Wene](https://appshunter.io/developer/1465949772) | [John Corser](https://appshunter.io/developer/1016115570) |

## What reviewers say

### Budgets

[App page](https://appshunter.io/ios/app/budgets/id1465949773)

Easily manage your finances by setting up budgets, tracking spending, and syncing with your bank accounts. Prioritize savings and stay out of debt with tools to monitor your balances and transfer funds between budgets.

**Highlights:** Setup budgets quickly, Sync with bank accounts, Track budget balances, Transfer balance between budgets, Access on mobile and web, Secure data encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### jpc.finance

[App page](https://appshunter.io/ios/app/jpcfinance/id6499078837)

Automate your banking by syncing transactions directly. Utilize a zero-based budgeting system with an envelope method and AI financial advice. Track spending, set goals, and gain insights into your financial habits.

**Highlights:** Automatic bank transaction syncing, Zero-based budgeting with envelope system, Drag-and-drop transaction categorization, AI financial advisor chatbot, Goal setting and tracking, Financial insights and analysis

**In-app purchases:** none


## Frequently asked questions

### Is Budgets free?

Budgets is free to download, with no in-app purchases.

### Is jpc.finance free?

jpc.finance is free to download, with no in-app purchases.

### Which has better reviews, Budgets or jpc.finance?

Budgets and jpc.finance are both rated 5.0 out of 5 on the App Store, from 10 and 1 ratings respectively.

### Do Budgets or jpc.finance have ads?

Neither Budgets nor jpc.finance shows ads.

### Which is updated more often, Budgets or jpc.finance?

Budgets ships an update every 3 months, and jpc.finance every 2 weeks. Most recently, Budgets was updated on September 19, 2026 and jpc.finance on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*