# Vault Payments vs ING Banking

Vault Payments and ING Banking both sit at 3.0 stars, but that hides the real split: 25% of Vault Payments's written reviews are positive against 2% of ING Banking's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.0 for Vault Payments against 3.0 for ING Banking. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews are what separate them: 25% of Vault Payments's written reviews are positive against 2% of ING Banking's.

Vault Payments ships an update every 3 weeks, ING Banking fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Vault Payments | ING Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/vault-payments/id1466020462/reviews) | [3.0 (2 ratings)](https://appshunter.io/ios/app/ing-banking-do-your-thing/id6503263049/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | **25.0% of reviews** | 2.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 57 MB | 249 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Vault Payment Solutions Group Pty Ltd](https://appshunter.io/developer/1466020461) | [ING Bank (Australia) Limited](https://appshunter.io/developer/349621761) |

## What reviewers say

### Vault Payments

[App page](https://appshunter.io/ios/app/vault-payments/id1466020462)

Manage and utilize prepaid Mastercards with ease. This application allows for quick and secure access to your prepaid cards, with the ability to add them directly to your Apple Wallet.

**Highlights:** Utilize prepaid Mastercards, Add to Apple Wallet, Quick access, Easy management, Secure transactions

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### ING Banking

[App page](https://appshunter.io/ios/app/ing-banking-do-your-thing/id6503263049)

A redesigned mobile banking application offering a faster, simpler, and more intuitive way to manage your finances. It provides easy access to balances, quick money transfers, and robust security features for peace of mind.

**Highlights:** Check balance at a glance, Move money in seconds, Manage accounts easily, Biometric login, Real-time alerts, 24/7 security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Vault Payments free?

Vault Payments is free to download, with no in-app purchases.

### Is ING Banking free?

ING Banking is free to download, with no in-app purchases.

### Which has better reviews, Vault Payments or ING Banking?

Vault Payments and ING Banking are both rated 3.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do Vault Payments or ING Banking have ads?

Neither Vault Payments nor ING Banking shows ads.

### Which is updated more often, Vault Payments or ING Banking?

Vault Payments ships an update every 3 weeks, and ING Banking fortnightly. Most recently, Vault Payments was updated on October 29, 2026 and ING Banking on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*