# moninow vs Surethrift

The clearest difference is rating: Surethrift at 3.8 against moninow's 1.4. moninow's advantage is iOS requirement (9.0 vs 13.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Surethrift holds the better App Store score, 3.8 against 1.4. Both are backed by a comparable volume of ratings — 5 and 8 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

moninow ships an update every 3 weeks, Surethrift every 5 weeks. The most recent releases landed on October 4, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | moninow | Surethrift |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (5 ratings)](https://appshunter.io/ios/app/moninow/id1466746236/reviews) | **[3.8 (8 ratings)](https://appshunter.io/ios/app/surethrift/id1528975095/reviews)** |
| Number of ratings | 5 | **8** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 73 MB | 77 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Personal Trust Microfinance bank Limited](https://appshunter.io/developer/1457721551) | [Surethrift Inc.](https://appshunter.io/developer/1528975097) |

## What reviewers say

### moninow

[App page](https://appshunter.io/ios/app/moninow/id1466746236)

Access quick loans within minutes using basic banking information. This platform simplifies the borrowing process, eliminating the need for guarantors, paperwork, or collateral.

**Highlights:** Quick loan access, Simple application process, No guarantor required, No paperwork, No collateral needed, Digital lending

**In-app purchases:** none


### Surethrift

[App page](https://appshunter.io/ios/app/surethrift/id1528975095)

This application streamlines administrative and financial operations for cooperative societies. It automates key processes, enhancing transparency, efficiency, and profitability for members.

**Highlights:** Automate administrative tasks, Streamline financial activities, Enhance transparency, Improve efficiency, Increase profitability

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is moninow free?

moninow is free to download, with no in-app purchases.

### Is Surethrift free?

Surethrift is free to download, with no in-app purchases.

### Which has better reviews, moninow or Surethrift?

Surethrift is rated higher. moninow averages 1.4 out of 5 from 5 ratings, while Surethrift averages 3.8 from 8 ratings.

### Do moninow or Surethrift have ads?

Neither moninow nor Surethrift shows ads.

### Which is updated more often, moninow or Surethrift?

moninow ships an update every 3 weeks, and Surethrift every 5 weeks. Most recently, moninow was updated on October 4, 2026 and Surethrift on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*