# Fio Smartbanking SK vs VRP 2

The clearest difference is update cadence: Fio Smartbanking SK at every 2 weeks against VRP 2's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fio Smartbanking SK ships an update every 2 weeks, VRP 2 every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Fio Smartbanking SK | VRP 2 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (13 ratings)](https://appshunter.io/ios/app/fio-smartbanking-sk/id1466759340/reviews)** | — |
| Number of ratings | **13** | — |
| Positive reviews | 69.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 86 MB | 29 MB |
| Requires iOS | 15.6 | **15.5** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Fio banka, a.s.](https://appshunter.io/developer/438668384) | [Finančná správa SR](https://appshunter.io/developer/961060190) |

## What reviewers say

### Fio Smartbanking SK

[App page](https://appshunter.io/ios/app/fio-smartbanking-sk/id1466759340)

Manage your finances with this smart and secure mobile banking app. Enjoy instant free payments, card management, savings, and online account opening. Access all essential banking services with just a few taps.

**Highlights:** Instant free payments, Mobile and watch payments, Card management and security, Savings and investing tools, Online account opening, Account balance and transaction overview

**Features:** Apple Wallet

**In-app purchases:** none


### VRP 2

[App page](https://appshunter.io/ios/app/vrp-2/id1623173551)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fio Smartbanking SK free?

Fio Smartbanking SK is free to download, with no in-app purchases.

### Is VRP 2 free?

VRP 2 is free to download, with no in-app purchases.

### Do Fio Smartbanking SK or VRP 2 have ads?

Neither Fio Smartbanking SK nor VRP 2 shows ads.

### Which is updated more often, Fio Smartbanking SK or VRP 2?

Fio Smartbanking SK ships an update every 2 weeks, and VRP 2 every 2 months. Most recently, Fio Smartbanking SK was updated on November 3, 2026 and VRP 2 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*