# Fio Smartbanking SK vs Čítačka RB

Fio Smartbanking SK and Čítačka RB both sit at 3.7 stars, but that hides the real split: 69% of Fio Smartbanking SK's written reviews are positive against 0% of Čítačka RB's. Fio Smartbanking SK also leads on update cadence (every 11 days vs every 5 months) and ratings volume (12 vs 3). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.7 for Fio Smartbanking SK against 3.7 for Čítačka RB. Both are backed by a comparable volume of ratings — 12 and 3 respectively. Written reviews are what separate them: 69% of Fio Smartbanking SK's written reviews are positive against 0% of Čítačka RB's.

Fio Smartbanking SK ships an update every 11 days, Čítačka RB every 5 months. The most recent releases landed on September 12, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Fio Smartbanking SK | Čítačka RB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (12 ratings)](https://appshunter.io/ios/app/fio-smartbanking-sk/id1466759340/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/citacka-rb/id6468455600/reviews) |
| Number of ratings | **12** | 3 |
| Positive reviews | **69.2% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 11 days** | Every 5 months |
| Monetization | Free | Free |
| Size | 86 MB | 116 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Fio banka, a.s.](https://appshunter.io/developer/438668384) | [Tatra banka, a.s.](https://appshunter.io/developer/397756799) |

## What reviewers say

### Fio Smartbanking SK

[App page](https://appshunter.io/ios/app/fio-smartbanking-sk/id1466759340)

Manage your bank account on the go with this secure mobile banking app. Easily check balances, make payments, control card limits, and even apply for loans, savings, or investments. Open new accounts or manage existing ones with a few clicks.

**Highlights:** Account balance checks, Mobile payments, Card limit control, Loan applications, Savings and investment options, QR code payments, Account opening

**Features:** Apple Wallet

**In-app purchases:** none


### Čítačka RB

[App page](https://appshunter.io/ios/app/citacka-rb/id6468455600)

This application allows Raiffeisen Bank clients to confirm operations in their Internet banking. It supports activation via ID card scanning, in-person visits, or phone, and offers offline usage after initial setup. Users can set a login password and fingerprint for enhanced security and convenience.

**Highlights:** Confirm Internet banking operations, Activate via ID card scan, Offline usage supported, Set login password, Fingerprint login option, Requires iOS 14.0+

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fio Smartbanking SK free?

Fio Smartbanking SK is free to download, with no in-app purchases.

### Is Čítačka RB free?

Čítačka RB is free to download, with no in-app purchases.

### Which has better reviews, Fio Smartbanking SK or Čítačka RB?

Fio Smartbanking SK is rated higher. Fio Smartbanking SK averages 3.7 out of 5 from 12 ratings, while Čítačka RB averages 3.7 from 3 ratings.

### Do Fio Smartbanking SK or Čítačka RB have ads?

Neither Fio Smartbanking SK nor Čítačka RB shows ads.

### Which is updated more often, Fio Smartbanking SK or Čítačka RB?

Fio Smartbanking SK ships an update every 11 days, and Čítačka RB every 5 months. Most recently, Fio Smartbanking SK was updated on September 12, 2026 and Čítačka RB on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*