# NBT mRDC vs Basic Checkbook

The clearest difference is in-app purchases: NBT mRDC at none against Basic Checkbook's 2. Basic Checkbook's advantage is update cadence (every 2 days vs every 27 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Basic Checkbook sells 2 in-app purchases, starting at $23.99 per year. NBT mRDC asks for nothing beyond the download.

NBT mRDC ships an update every 27 months, Basic Checkbook every 2 days. The most recent releases landed on October 10, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | NBT mRDC | Basic Checkbook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/basic-checkbook-spending-log/id6760788533/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 27 months | **Every 2 days** |
| Monetization | — | Free with in-app purchases |
| Size | 9 MB | 27 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NBT Financial Bank](https://appshunter.io/developer/636197484) | [Sean Trapani](https://appshunter.io/developer/1886235096) |

## What reviewers say

### NBT mRDC

[App page](https://appshunter.io/ios/app/nbt-mrdc/id1467028543)

**In-app purchases:** none


### Basic Checkbook

[App page](https://appshunter.io/ios/app/basic-checkbook-spending-log/id6760788533)

A simple, offline digital checkbook register that tracks all your transactions and updates your balance instantly. Manage multiple accounts and easily reconcile with your bank statements.

**Highlights:** Running balance updates, Transaction logging (deposits, withdrawals, checks, transfers), Bank statement reconciliation, Search and filter transactions, Multiple account management, CSV export

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Premium | $23.99 | per year |
| Lifetime Premium | $59.99 | one-time |


## Frequently asked questions

### Is NBT mRDC free?

NBT mRDC is free to download, with no in-app purchases.

### Is Basic Checkbook free?

Basic Checkbook is free to download, with in-app purchases available.

### Do NBT mRDC or Basic Checkbook have ads?

Neither NBT mRDC nor Basic Checkbook shows ads.

### Which is updated more often, NBT mRDC or Basic Checkbook?

NBT mRDC ships an update every 27 months, and Basic Checkbook every 2 days. Most recently, NBT mRDC was updated on October 10, 2026 and Basic Checkbook on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*