# Flik Pay vs NLB Pay

Flik Pay and NLB Pay both sit at 4.5 stars, but that hides the real split: 42% of NLB Pay's written reviews are positive against 0% of Flik Pay's. NLB Pay also leads on ratings volume (73 vs 11). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for Flik Pay against 4.4 for NLB Pay. That said, the two scores are not equally well evidenced: NLB Pay has 73 ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 0% of Flik Pay's written reviews are positive against 42% of NLB Pay's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on August 22, 2026 and September 5, 2026 respectively.

## The numbers

| Metric | Flik Pay | NLB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (11 ratings)](https://appshunter.io/ios/app/flik-pay/id1467334271/reviews)** | [4.4 (73 ratings)](https://appshunter.io/ios/app/nlb-pay/id1509897528/reviews) |
| Number of ratings | 11 | **73** |
| Positive reviews | 0.0% of reviews | **42.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 59 MB | 80 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BANKART d.o.o., Ljubljana](https://appshunter.io/developer/1467334270) | [NLB d.d.](https://appshunter.io/developer/1478872160) |

## What reviewers say

### Flik Pay

[App page](https://appshunter.io/ios/app/flik-pay/id1467334271)

Send and receive money instantly between users of different banks in Slovenia. Easily transfer funds using a recipient's phone number or email, without needing their bank account details. Funds are available within seconds, 24/7.

**Highlights:** Instant money transfers, Send via phone number or email, No bank account details needed, Real-time fund availability, 24/7 service, including weekends

**In-app purchases:** none


### NLB Pay

[App page](https://appshunter.io/ios/app/nlb-pay/id1509897528)

This mobile wallet allows for contactless payments in stores and cash withdrawals at ATMs using your phone. It also facilitates instant money transfers to friends and family, online payment confirmations, and management of card security settings.

**Highlights:** Contactless payments with NFC, Instant money transfers via Flik, Online payment confirmation, Card security management, Add loyalty cards, View transaction history

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Flik Pay free?

Flik Pay is free to download, with no in-app purchases.

### Is NLB Pay free?

NLB Pay is free to download, with no in-app purchases.

### Which has better reviews, Flik Pay or NLB Pay?

Flik Pay is rated higher. Flik Pay averages 4.5 out of 5 from 11 ratings, while NLB Pay averages 4.4 from 73 ratings.

### Do Flik Pay or NLB Pay have ads?

Neither Flik Pay nor NLB Pay shows ads.

### Which is updated more often, Flik Pay or NLB Pay?

Flik Pay ships an update every 2 months, and NLB Pay every 2 months. Most recently, Flik Pay was updated on August 22, 2026 and NLB Pay on September 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*