# hotline.finance | Страховка vs Пенсійний фонд

The clearest difference is rating: hotline.finance | Страховка at 4.9 against Пенсійний фонд's 2.7. hotline.finance | Страховка also leads on review sentiment (42% vs 12%) and update cadence (weekly vs every 2 months). Пенсійний фонд's advantage is iOS requirement (12.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

hotline.finance | Страховка holds the better App Store score, 4.9 against 2.7. Both are backed by a comparable volume of ratings — 33 and 13 respectively. Written reviews point the same way: 42% of hotline.finance | Страховка's written reviews are positive against 12% of Пенсійний фонд's.

hotline.finance | Страховка ships an update weekly, Пенсійний фонд every 2 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | hotline.finance | Страховка | Пенсійний фонд |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (33 ratings)](https://appshunter.io/ios/app/hotlinefinance/id1467496674/reviews)** | [2.7 (13 ratings)](https://appshunter.io/ios/app/id1488083719/reviews) |
| Number of ratings | **33** | 13 |
| Positive reviews | **41.7% of reviews** | 11.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free | Free |
| Size | 93 MB | 67 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hotline.Finance](https://appshunter.io/developer/1467496673) | [PENSIINY FOND UKRAINY](https://appshunter.io/developer/1488083718) |

## What reviewers say

### hotline.finance | Страховка

[App page](https://appshunter.io/ios/app/hotlinefinance/id1467496674)

Easily compare and purchase various insurance policies from top Ukrainian companies. Manage traffic fines, store digital insurance documents, and access essential automotive services. Avoid queues and paperwork with this convenient mobile solution.

**Highlights:** Compare and buy 11 types of insurance, Pay traffic fines with minimal commission, Store digital insurance policies, Access Mtsbu state services, Get discounts and promo codes, Pay insurance in installments

**Features:** Vision Pro support

**In-app purchases:** none


### Пенсійний фонд

[App page](https://appshunter.io/ios/app/id1488083719)

Access pension fund electronic services conveniently. View personal insurance data, pension details, and track benefit applications. Future updates will enable direct pension applications and appointment scheduling.

**Highlights:** Access electronic pension services, View insurance and salary data, Access pension case details, Track benefit application status, Verify documents and certificates, Receive notifications from the fund

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is hotline.finance | Страховка free?

hotline.finance | Страховка is free to download, with no in-app purchases.

### Is Пенсійний фонд free?

Пенсійний фонд is free to download, with no in-app purchases.

### Which has better reviews, hotline.finance | Страховка or Пенсійний фонд?

hotline.finance | Страховка is rated higher. hotline.finance | Страховка averages 4.9 out of 5 from 33 ratings, while Пенсійний фонд averages 2.7 from 13 ratings.

### Do hotline.finance | Страховка or Пенсійний фонд have ads?

Neither hotline.finance | Страховка nor Пенсійний фонд shows ads.

### Which is updated more often, hotline.finance | Страховка or Пенсійний фонд?

hotline.finance | Страховка ships an update weekly, and Пенсійний фонд every 2 months. Most recently, hotline.finance | Страховка was updated on October 25, 2026 and Пенсійний фонд on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*