# hotline.finance | Страховка vs Комуналка

The clearest difference is rating: hotline.finance | Страховка at 4.9 against Комуналка's 1.3. hotline.finance | Страховка also leads on review sentiment (42% vs 0%) and update cadence (weekly vs monthly). Комуналка's advantage is iOS requirement (11.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

hotline.finance | Страховка holds the better App Store score, 4.9 against 1.3. Both are backed by a comparable volume of ratings — 33 and 26 respectively. Written reviews point the same way: 42% of hotline.finance | Страховка's written reviews are positive against 0% of Комуналка's.

hotline.finance | Страховка ships an update weekly, Комуналка monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | hotline.finance | Страховка | Комуналка |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (33 ratings)](https://appshunter.io/ios/app/hotlinefinance/id1467496674/reviews)** | [1.3 (26 ratings)](https://appshunter.io/ios/app/id1510501669/reviews) |
| Number of ratings | **33** | 26 |
| Positive reviews | **41.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Free | — |
| Size | 93 MB | 74 MB |
| Requires iOS | 15.1 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hotline.Finance](https://appshunter.io/developer/1467496673) | [Gerts, Tov](https://appshunter.io/developer/1471422668) |

## What reviewers say

### hotline.finance | Страховка

[App page](https://appshunter.io/ios/app/hotlinefinance/id1467496674)

Easily compare and purchase various insurance policies from top Ukrainian companies. Manage traffic fines, store digital insurance documents, and access essential automotive services. Avoid queues and paperwork with this convenient mobile solution.

**Highlights:** Compare and buy 11 types of insurance, Pay traffic fines with minimal commission, Store digital insurance policies, Access Mtsbu state services, Get discounts and promo codes, Pay insurance in installments

**Features:** Vision Pro support

**In-app purchases:** none


### Комуналка

[App page](https://appshunter.io/ios/app/id1510501669)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is hotline.finance | Страховка free?

hotline.finance | Страховка is free to download, with no in-app purchases.

### Is Комуналка free?

Комуналка is free to download, with no in-app purchases.

### Which has better reviews, hotline.finance | Страховка or Комуналка?

hotline.finance | Страховка is rated higher. hotline.finance | Страховка averages 4.9 out of 5 from 33 ratings, while Комуналка averages 1.3 from 26 ratings.

### Do hotline.finance | Страховка or Комуналка have ads?

Neither hotline.finance | Страховка nor Комуналка shows ads.

### Which is updated more often, hotline.finance | Страховка or Комуналка?

hotline.finance | Страховка ships an update weekly, and Комуналка monthly. Most recently, hotline.finance | Страховка was updated on October 25, 2026 and Комуналка on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*