# hotline.finance | Страховка vs Goverla.UA

hotline.finance | Страховка and Goverla.UA both sit at 4.9 stars, but that hides the real split: 100% of Goverla.UA's written reviews are positive against 42% of hotline.finance | Страховка's. hotline.finance | Страховка's advantage is ads (none vs shown) and ratings volume (33 vs 1). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for hotline.finance | Страховка against 5.0 for Goverla.UA. That said, the two scores are not equally well evidenced: hotline.finance | Страховка has 33 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 42% of hotline.finance | Страховка's written reviews are positive against 100% of Goverla.UA's.

hotline.finance | Страховка ships an update weekly, Goverla.UA every 3 weeks. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | hotline.finance | Страховка | Goverla.UA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (33 ratings)](https://appshunter.io/ios/app/hotlinefinance/id1467496674/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/goverlaua/id1528716737/reviews)** |
| Number of ratings | **33** | 1 |
| Positive reviews | 41.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 93 MB | 16 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hotline.Finance](https://appshunter.io/developer/1467496673) | [Carte Blanche sp. z o.o.](https://appshunter.io/developer/1528716739) |

## What reviewers say

### hotline.finance | Страховка

[App page](https://appshunter.io/ios/app/hotlinefinance/id1467496674)

Easily compare and purchase various insurance policies from top Ukrainian companies. Manage traffic fines, store digital insurance documents, and access essential automotive services. Avoid queues and paperwork with this convenient mobile solution.

**Highlights:** Compare and buy 11 types of insurance, Pay traffic fines with minimal commission, Store digital insurance policies, Access Mtsbu state services, Get discounts and promo codes, Pay insurance in installments

**Features:** Vision Pro support

**In-app purchases:** none


### Goverla.UA

[App page](https://appshunter.io/ios/app/goverlaua/id1528716737)

Stay informed about currency exchange rates, forex trends, and market changes with real-time data. This app features a built-in converter for quick calculations and displays historical forex and cryptocurrency quotes on clear charts. Future updates will include city-specific rates and stock market data.

**Highlights:** Real-time currency exchange rates, Forex and cryptocurrency quotes, Built-in currency converter, Historical quote charts, Latest market trends

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is hotline.finance | Страховка free?

hotline.finance | Страховка is free to download, with no in-app purchases.

### Is Goverla.UA free?

Goverla.UA is free to download, with no in-app purchases.

### Which has better reviews, hotline.finance | Страховка or Goverla.UA?

Goverla.UA is rated higher. hotline.finance | Страховка averages 4.9 out of 5 from 33 ratings, while Goverla.UA averages 5.0 from 1 ratings.

### Do hotline.finance | Страховка or Goverla.UA have ads?

Goverla.UA shows ads; hotline.finance | Страховка does not.

### Which is updated more often, hotline.finance | Страховка or Goverla.UA?

hotline.finance | Страховка ships an update weekly, and Goverla.UA every 3 weeks. Most recently, hotline.finance | Страховка was updated on November 3, 2026 and Goverla.UA on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*