# hotline.finance | Страховка vs Штрафи ПДР

The clearest difference is update cadence: hotline.finance | Страховка at weekly against Штрафи ПДР's every 3 months. hotline.finance | Страховка also leads on iOS requirement (15.1 vs 17.6). Штрафи ПДР's advantage is ratings volume (430 vs 33). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for hotline.finance | Страховка against 4.8 for Штрафи ПДР. That said, the two scores are not equally well evidenced: Штрафи ПДР has 430 ratings behind it against 33, so its average is the more settled of the two. Written reviews are what separate them: 42% of hotline.finance | Страховка's written reviews are positive against 38% of Штрафи ПДР's.

hotline.finance | Страховка ships an update weekly, Штрафи ПДР every 3 months. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | hotline.finance | Страховка | Штрафи ПДР |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (33 ratings)](https://appshunter.io/ios/app/hotlinefinance/id1467496674/reviews)** | [4.8 (430 ratings)](https://appshunter.io/ios/app/id1541875502/reviews) |
| Number of ratings | 33 | **430** |
| Positive reviews | **41.7% of reviews** | 38.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 months |
| Monetization | Free | Free |
| Size | 93 MB | 5 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Hotline.Finance](https://appshunter.io/developer/1467496673) | [Ministry of Internal Affairs](https://appshunter.io/developer/1541875504) |

## What reviewers say

### hotline.finance | Страховка

[App page](https://appshunter.io/ios/app/hotlinefinance/id1467496674)

Easily compare and purchase various insurance policies from top Ukrainian companies. Manage traffic fines, store digital insurance documents, and access essential automotive services. Avoid queues and paperwork with this convenient mobile solution.

**Highlights:** Compare and buy 11 types of insurance, Pay traffic fines with minimal commission, Store digital insurance policies, Access Mtsbu state services, Get discounts and promo codes, Pay insurance in installments

**Features:** Vision Pro support

**In-app purchases:** none


### Штрафи ПДР

[App page](https://appshunter.io/ios/app/id1541875502)

This official app from the Ministry of Internal Affairs of Ukraine allows drivers to receive and pay traffic fines automatically recorded. It provides real-time notifications for new fines, status updates, and information on speed camera locations. Users can subscribe to receive alerts for their vehicles and pay fines online with a 50% discount within 10 days.

**Highlights:** Receive traffic fine notifications, Pay fines online, 50% discount for early payment, Track fine status, View speed camera locations, Subscribe to vehicle alerts

**In-app purchases:** none


## Frequently asked questions

### Is hotline.finance | Страховка free?

hotline.finance | Страховка is free to download, with no in-app purchases.

### Is Штрафи ПДР free?

Штрафи ПДР is free to download, with no in-app purchases.

### Which has better reviews, hotline.finance | Страховка or Штрафи ПДР?

hotline.finance | Страховка is rated higher. hotline.finance | Страховка averages 4.9 out of 5 from 33 ratings, while Штрафи ПДР averages 4.8 from 430 ratings.

### Do hotline.finance | Страховка or Штрафи ПДР have ads?

Neither hotline.finance | Страховка nor Штрафи ПДР shows ads.

### Which is updated more often, hotline.finance | Страховка or Штрафи ПДР?

hotline.finance | Страховка ships an update weekly, and Штрафи ПДР every 3 months. Most recently, hotline.finance | Страховка was updated on October 25, 2026 and Штрафи ПДР on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*