# hotline.finance | Страховка vs Expense

hotline.finance | Страховка and Expense both sit at 4.9 stars, but that hides the real split: 100% of Expense's written reviews are positive against 42% of hotline.finance | Страховка's. hotline.finance | Страховка's advantage is in-app purchases (none vs 3) and update cadence (weekly vs fortnightly). On price, rating, ads and device support there is nothing between them.

Both are free to download. Expense sells 3 in-app purchases, starting at $0.99 per month. hotline.finance | Страховка asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for hotline.finance | Страховка against 5.0 for Expense. Both are backed by a comparable volume of ratings — 33 and 8 respectively. Written reviews are what separate them: 42% of hotline.finance | Страховка's written reviews are positive against 100% of Expense's.

hotline.finance | Страховка ships an update weekly, Expense fortnightly. The most recent releases landed on October 15, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | hotline.finance | Страховка | Expense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (33 ratings)](https://appshunter.io/ios/app/hotlinefinance/id1467496674/reviews) | **[5.0 (8 ratings)](https://appshunter.io/ios/app/expense-budget-tracker/id1669548999/reviews)** |
| Number of ratings | **33** | 8 |
| Positive reviews | 41.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | **Free** | Freemium |
| Size | 93 MB | 45 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Hotline.Finance](https://appshunter.io/developer/1467496673) | [Sviatoslav Belmeha](https://appshunter.io/developer/650555487) |

## What reviewers say

### hotline.finance | Страховка

[App page](https://appshunter.io/ios/app/hotlinefinance/id1467496674)

Easily compare and purchase various insurance policies from top Ukrainian companies. Manage traffic fines, store digital insurance documents, and access essential automotive services. Avoid queues and paperwork with this convenient mobile solution.

**Highlights:** Compare and buy 11 types of insurance, Pay traffic fines with minimal commission, Store digital insurance policies, Access Mtsbu state services, Get discounts and promo codes, Pay insurance in installments

**Features:** Vision Pro support

**In-app purchases:** none


### Expense

[App page](https://appshunter.io/ios/app/expense-budget-tracker/id1669548999)

Easily manage your finances with this modern budget planner and expense tracker. Organize multiple budgets, track spending and income, and visualize your financial habits with clear charts and trends. Plan upcoming purchases and manage recurring payments to stay on top of your money.

**Highlights:** Track expenses and income, Create multiple budgets, View transactions by category, See budget progress and trends, Manage recurring payments, Share budgets with others, Sync data via iCloud

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Month | $0.99 | per month |
| Premium Year | $5.99 | per year |
| Lifetime Premium | $14.99 | one-time |


## Frequently asked questions

### Is hotline.finance | Страховка free?

hotline.finance | Страховка is free to download, with no in-app purchases.

### Is Expense free?

Expense is free to download, with in-app purchases available.

### Which has better reviews, hotline.finance | Страховка or Expense?

Expense is rated higher. hotline.finance | Страховка averages 4.9 out of 5 from 33 ratings, while Expense averages 5.0 from 8 ratings.

### Do hotline.finance | Страховка or Expense have ads?

Neither hotline.finance | Страховка nor Expense shows ads.

### Which is updated more often, hotline.finance | Страховка or Expense?

hotline.finance | Страховка ships an update weekly, and Expense fortnightly. Most recently, hotline.finance | Страховка was updated on October 15, 2026 and Expense on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*