# hotline.finance | Страховка vs My USG

hotline.finance | Страховка and My USG are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

hotline.finance | Страховка ships an update weekly, My USG fortnightly. Both last shipped on October 25, 2026.

## The numbers

| Metric | hotline.finance | Страховка | My USG |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (33 ratings)](https://appshunter.io/ios/app/hotlinefinance/id1467496674/reviews)** | — |
| Number of ratings | **33** | — |
| Positive reviews | 41.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free | — |
| Size | 93 MB | 12 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hotline.Finance](https://appshunter.io/developer/1467496673) | ["IC "USG" PJSC JSCo](https://appshunter.io/developer/1770464613) |

## What reviewers say

### hotline.finance | Страховка

[App page](https://appshunter.io/ios/app/hotlinefinance/id1467496674)

Easily compare and purchase various insurance policies from top Ukrainian companies. Manage traffic fines, store digital insurance documents, and access essential automotive services. Avoid queues and paperwork with this convenient mobile solution.

**Highlights:** Compare and buy 11 types of insurance, Pay traffic fines with minimal commission, Store digital insurance policies, Access Mtsbu state services, Get discounts and promo codes, Pay insurance in installments

**Features:** Vision Pro support

**In-app purchases:** none


### My USG

[App page](https://appshunter.io/ios/app/my-usg/id6740189538)

**In-app purchases:** none


## Frequently asked questions

### Is hotline.finance | Страховка free?

hotline.finance | Страховка is free to download, with no in-app purchases.

### Is My USG free?

My USG is free to download, with no in-app purchases.

### Do hotline.finance | Страховка or My USG have ads?

Neither hotline.finance | Страховка nor My USG shows ads.

### Which is updated more often, hotline.finance | Страховка or My USG?

hotline.finance | Страховка ships an update weekly, and My USG fortnightly. Most recently, hotline.finance | Страховка was updated on October 25, 2026 and My USG on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*