# Paylink vs Riskless

The clearest difference is ratings volume: Paylink at 13 against Riskless's 1. Paylink also leads on iOS requirement (12.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Paylink against 5.0 for Riskless. That said, the two scores are not equally well evidenced: Paylink has 13 ratings behind it against 1, so its average is the more settled of the two.

Paylink ships an update monthly, Riskless every 3 weeks. The most recent releases landed on October 1, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Paylink | Riskless |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (13 ratings)](https://appshunter.io/ios/app/paylink/id1467711453/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/riskless/id6762401850/reviews)** |
| Number of ratings | **13** | 1 |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 45 MB | 9 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Unified Gulf Projects Trading Company](https://appshunter.io/developer/1439249510) | [CHRISTOPHER BRAXTON SOHAN DASARI](https://appshunter.io/developer/1886570315) |

## What reviewers say

### Paylink

[App page](https://appshunter.io/ios/app/paylink/id1467711453)

This application simplifies online payments for merchants in Saudi Arabia by enabling them to send electronic invoices and receive payments instantly. It streamlines the process of online transactions, saving time and effort for both businesses and their customers.

**Highlights:** Issue electronic invoices, Receive online payments, Send invoices via social media, email, SMS, Create fixed payment links, Streamlined registration process

**Features:** macOS Compatibility

**In-app purchases:** none


### Riskless

[App page](https://appshunter.io/ios/app/riskless/id6762401850)

Analyze your investment portfolio's diversification and risk exposure. Understand the real drivers of your portfolio's behavior and receive AI-powered summaries and actionable recommendations for improvement. Simulate your portfolio's performance during various real-world economic scenarios.

**Highlights:** Portfolio diversification score, AI-powered portfolio summary, Risk breakdown by leverage, sector, correlation, Diversification improvement recommendations, Scenario simulation for economic events, Live portfolio value tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paylink free?

Paylink is free to download, with no in-app purchases.

### Is Riskless free?

Riskless is free to download, with no in-app purchases.

### Which has better reviews, Paylink or Riskless?

Riskless is rated higher. Paylink averages 4.9 out of 5 from 13 ratings, while Riskless averages 5.0 from 1 ratings.

### Do Paylink or Riskless have ads?

Neither Paylink nor Riskless shows ads.

### Which is updated more often, Paylink or Riskless?

Paylink ships an update monthly, and Riskless every 3 weeks. Most recently, Paylink was updated on October 1, 2026 and Riskless on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*