# SWECU vs Extraco eBank

The clearest difference is review sentiment: Extraco eBank at 87% against SWECU's 0%. Extraco eBank also leads on rating (4.4 vs 3.0) and ratings volume (1.7K vs 4). SWECU's advantage is update cadence (monthly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Extraco eBank holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: Extraco eBank has 1.7K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of SWECU's written reviews are positive against 87% of Extraco eBank's.

SWECU ships an update monthly, Extraco eBank every 2 months. The most recent releases landed on October 9, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | SWECU | Extraco eBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (4 ratings)](https://appshunter.io/ios/app/swecu/id1467762794/reviews) | **[4.4 (1.7K ratings)](https://appshunter.io/ios/app/extraco-ebank/id1491516388/reviews)** |
| Number of ratings | 4 | **1.7K** |
| Positive reviews | 0.0% of reviews | **87.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 71 MB | 33 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Scott and White Employees Credit Union](https://appshunter.io/developer/1467762793) | [Extraco Banks](https://appshunter.io/developer/417482907) |

## What reviewers say

### SWECU

[App page](https://appshunter.io/ios/app/swecu/id1467762794)

Manage your finances conveniently from your mobile device. Check balances, review transaction history, transfer funds between accounts, and make loan payments securely. The app also offers a secure messaging feature for communication.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay loans, Secure messaging

**In-app purchases:** none


### Extraco eBank

[App page](https://appshunter.io/ios/app/extraco-ebank/id1491516388)

Manage your finances conveniently with a secure banking app. Features include card management, budgeting tools, and the ability to link external accounts for a comprehensive financial overview.

**Highlights:** Card swap for multiple service providers, Financial management and budgeting tools, Turn debit card on/off, Set travel alerts, Link external accounts

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and functional
- 🔒 Secure with extra protection
- 💡 Helpful scam alerts
- 👍 Friendly and professional customer service

**What reviewers complain about**

- 🐛 Occasional login issues
- 🐛 Difficulty navigating bill pay
- 🐛 Inconsistent user experience after updates
- 🐛 Lack of detailed transaction notes
- 🐛 Trouble depositing checks via mobile

**Reported bugs**

- Frequent log-outs and password resets required
- Mobile deposit feature not working consistently
- Transactions not always displaying correctly

**Requested features**

- Add built-in calculator
- Improve transaction categorization and budgeting
- Provide option for dark mode
- Allow minors to deposit checks
- Enhance transfer history and recurring payments


## Frequently asked questions

### Is SWECU free?

SWECU is free to download, with no in-app purchases.

### Is Extraco eBank free?

Extraco eBank is free to download, with no in-app purchases.

### Which has better reviews, SWECU or Extraco eBank?

Extraco eBank is rated higher. SWECU averages 3.0 out of 5 from 4 ratings, while Extraco eBank averages 4.4 from 1.7K ratings.

### Do SWECU or Extraco eBank have ads?

Neither SWECU nor Extraco eBank shows ads.

### Which is updated more often, SWECU or Extraco eBank?

SWECU ships an update monthly, and Extraco eBank every 2 months. Most recently, SWECU was updated on October 9, 2026 and Extraco eBank on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*