# Iskan Mobile vs Valu Jo

The clearest difference is review sentiment: Iskan Mobile at 29% against Valu Jo's 0%. Iskan Mobile also leads on ratings volume (736 vs 4). Valu Jo's advantage is rating (4.3 vs 4.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Valu Jo holds the better App Store score, 4.3 against 4.0. That said, the two scores are not equally well evidenced: Iskan Mobile has 736 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 29% of Iskan Mobile's written reviews are positive against 0% of Valu Jo's, so the app with the better star average is not the one people write more warmly about.

Iskan Mobile ships an update every 3 weeks, Valu Jo every 10 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Iskan Mobile | Valu Jo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (736 ratings)](https://appshunter.io/ios/app/iskan-mobile/id1467891225/reviews) | **[4.3 (4 ratings)](https://appshunter.io/ios/app/valu-jo/id6761329552/reviews)** |
| Number of ratings | **736** | 4 |
| Positive reviews | **29.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | Free | Free |
| Size | 313 MB | 136 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [The Housing Bank For Trade & Finance](https://appshunter.io/developer/1384374552) | [Valu for Payments and Technical Solutions S.A.E.](https://appshunter.io/developer/1536147386) |

## What reviewers say

### Iskan Mobile

[App page](https://appshunter.io/ios/app/iskan-mobile/id1467891225)

Access your bank accounts and manage finances conveniently from your smartphone. View transaction history, transfer funds, pay bills, and manage credit cards. Get real-time currency rates and fixed deposit interest information.

**Highlights:** Balance and transaction history, Cheque services, Fund transfers, Bill payments, Credit card services, Currency rates and converter

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly application
- 🚀 Comprehensive banking services
- 💡 Face ID support
- 👍 Improved interface and navigation

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 App crashes and freezes
- 🐛 Unreliable OTP delivery
- 🐛 Incompatibility with newer devices
- 👎 Outdated and boring UI design

**Reported bugs**

- Login process not working
- Unable to register new accounts
- Inconsistent app behavior and crashes
- Inability to update personal information remotely

**Requested features**

- Improve font size and readability
- Add option to increase font size
- Enhance transaction details and sorting
- Improve international money transfer functionality
- Streamline login and account management processes


### Valu Jo

[App page](https://appshunter.io/ios/app/valu-jo/id6761329552)

This app provides a Buy Now, Pay Later service, allowing users to shop from a network of merchants and split purchases into flexible payment plans. It offers a fully digital experience for managing payments and accessing funds for everyday essentials and larger purchases.

**Highlights:** Buy Now, Pay Later (BNPL), Flexible payment plans, Shop across a wide merchant network, Fully digital experience, Manage payments in one place, Access funds for purchases

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Iskan Mobile free?

Iskan Mobile is free to download, with no in-app purchases.

### Is Valu Jo free?

Valu Jo is free to download, with no in-app purchases.

### Which has better reviews, Iskan Mobile or Valu Jo?

Valu Jo is rated higher. Iskan Mobile averages 4.0 out of 5 from 736 ratings, while Valu Jo averages 4.3 from 4 ratings.

### Do Iskan Mobile or Valu Jo have ads?

Neither Iskan Mobile nor Valu Jo shows ads.

### Which is updated more often, Iskan Mobile or Valu Jo?

Iskan Mobile ships an update every 3 weeks, and Valu Jo every 10 days. Most recently, Iskan Mobile was updated on October 24, 2026 and Valu Jo on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*