# UMS Pay vs CashCode

The clearest difference is in-app purchases: UMS Pay at none against CashCode's 10. UMS Pay also leads on update cadence (every 8 days vs every 3 weeks) and iOS requirement (11.0 vs 18.0). On price, ads and device support there is nothing between them.

Both are free to download. CashCode sells 10 in-app purchases, starting at $0.99 per month. UMS Pay asks for nothing beyond the download.

UMS Pay ships an update every 8 days, CashCode every 3 weeks. The most recent releases landed on October 7, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | UMS Pay | CashCode |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 3 weeks |
| Size | 14 MB | 104 MB |
| Requires iOS | **11.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MERCHANT SUPPORT CO., LTD.](https://appshunter.io/developer/1222333502) | [晨晓 王](https://appshunter.io/developer/1544704235) |

## What reviewers say

### UMS Pay

[App page](https://appshunter.io/ios/app/ums-pay/id1468079339)

**Features:** macOS Compatibility

**In-app purchases:** none


### CashCode

[App page](https://appshunter.io/ios/app/cashcode-qr-payments/id6758018241)

**Features:** macOS Compatibility

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 马上发财会员 | $0.99 | per month |
| 马上发财会员 | $1.99 | per 3 months |
| 马上发财会员 | $2.99 | per year |
| Senior Influencer Pack | Free | one-time |
| Elite Influencer Pack | Free | one-time |
| Potential Influencer Pack | Free | one-time |
| Ultimate Influencer Pack | Free | one-time |
| Join Influencer Program | Free | one-time |
| Permanent Membership | $0.99 | one-time |
| Permanent Membership | $4.99 | one-time |


## Frequently asked questions

### Is UMS Pay free?

UMS Pay is free to download, with no in-app purchases.

### Is CashCode free?

CashCode is free to download, with in-app purchases available.

### Do UMS Pay or CashCode have ads?

Neither UMS Pay nor CashCode shows ads.

### Which is updated more often, UMS Pay or CashCode?

UMS Pay ships an update every 8 days, and CashCode every 3 weeks. Most recently, UMS Pay was updated on October 7, 2026 and CashCode on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*