# SAIB Mobile vs ZATCA

The clearest difference is review sentiment: SAIB Mobile at 63% against ZATCA's 16%. SAIB Mobile also leads on rating (4.8 vs 4.3) and ratings volume (3.3K vs 176). ZATCA's advantage is device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SAIB Mobile holds the better App Store score, 4.8 against 4.3. That said, the two scores are not equally well evidenced: SAIB Mobile has 3.3K ratings behind it against 176, so its average is the more settled of the two. Written reviews point the same way: 63% of SAIB Mobile's written reviews are positive against 16% of ZATCA's.

SAIB Mobile ships an update every 2 weeks, ZATCA fortnightly. The most recent releases landed on October 22, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | SAIB Mobile | ZATCA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.3K ratings)](https://appshunter.io/ios/app/saib-mobile/id1468279909/reviews)** | [4.3 (176 ratings)](https://appshunter.io/ios/app/zatca/id1517289036/reviews) |
| Number of ratings | **3.3K** | 176 |
| Positive reviews | **63.1% of reviews** | 16.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 168 MB | 351 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The Saudi Investment Bank](https://appshunter.io/developer/819242552) | [General Authority for Zakat & Tax](https://appshunter.io/developer/1147199045) |

## What reviewers say

### SAIB Mobile

[App page](https://appshunter.io/ios/app/saib-mobile/id1468279909)

Manage your finances with a secure and intuitive mobile banking app. Perform transactions, pay bills, transfer funds, and manage your cards and investments all from your smartphone.

**Highlights:** User registration and quick login options, Dashboard for account overview and transaction monitoring, Seamless fund transfers and bill payments, Comprehensive card management (mada, credit, travel), Apply for and manage finance products (loans), Investment portfolio overview and market updates

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and responsive
- 💡 Useful banking services

**What reviewers complain about**

- 🐛 App not working due to pilot mode
- 🐛 Inability to access accounts
- 🐛 App not functioning for essential tasks

**Reported bugs**

- App not working for approximately a month
- Login issues preventing access to accounts

**Requested features**

- Expand app availability beyond pilot mode
- Improve app stability and reliability


### ZATCA

[App page](https://appshunter.io/ios/app/zatca/id1517289036)

Manage your zakat and tax profiles with this official government application. Submit declarations, view invoices and certificates, and request refunds securely. Supports Arabic and English languages.

**Highlights:** Submit zakat declarations, Submit VAT declarations, View due invoices, View zakat and tax certificates, Submit refund requests, Privacy and information security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SAIB Mobile free?

SAIB Mobile is free to download, with no in-app purchases.

### Is ZATCA free?

ZATCA is free to download, with no in-app purchases.

### Which has better reviews, SAIB Mobile or ZATCA?

SAIB Mobile is rated higher. SAIB Mobile averages 4.8 out of 5 from 3.3K ratings, while ZATCA averages 4.3 from 176 ratings.

### Do SAIB Mobile or ZATCA have ads?

Neither SAIB Mobile nor ZATCA shows ads.

### Which is updated more often, SAIB Mobile or ZATCA?

SAIB Mobile ships an update every 2 weeks, and ZATCA fortnightly. Most recently, SAIB Mobile was updated on October 22, 2026 and ZATCA on October 23, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*