# SAIB Mobile vs STC Bank

SAIB Mobile and STC Bank both sit at 4.8 stars, but that hides the real split: 63% of SAIB Mobile's written reviews are positive against 38% of STC Bank's. SAIB Mobile also leads on monetization model (free vs ad-supported). STC Bank's advantage is update cadence (every 5 days vs every 2 weeks) and ratings volume (45K vs 3.4K). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for SAIB Mobile against 4.7 for STC Bank. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 3.4K, so its average is the more settled of the two. Written reviews are what separate them: 63% of SAIB Mobile's written reviews are positive against 38% of STC Bank's.

SAIB Mobile ships an update every 2 weeks, STC Bank every 5 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SAIB Mobile | STC Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.4K ratings)](https://appshunter.io/ios/app/saib-mobile/id1468279909/reviews)** | [4.7 (45K ratings)](https://appshunter.io/ios/app/stc-bank/id6458546150/reviews) |
| Number of ratings | 3.4K | **45K** |
| Positive reviews | **63.1% of reviews** | 38.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | **Free** | Ad-supported |
| Size | 168 MB | 461 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [The Saudi Investment Bank](https://appshunter.io/developer/819242552) | [STCPay](https://appshunter.io/developer/1364197139) |

## What reviewers say

### SAIB Mobile

[App page](https://appshunter.io/ios/app/saib-mobile/id1468279909)

Manage your finances with a secure and intuitive mobile banking app. Perform transactions, pay bills, transfer funds, and manage your cards and investments all from your smartphone.

**Highlights:** User registration and quick login options, Dashboard for account overview and transaction monitoring, Seamless fund transfers and bill payments, Comprehensive card management (mada, credit, travel), Apply for and manage finance products (loans), Investment portfolio overview and market updates

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and responsive
- 💡 Useful banking services

**What reviewers complain about**

- 🐛 App not working due to pilot mode
- 🐛 Inability to access accounts
- 🐛 App not functioning for essential tasks

**Reported bugs**

- App not working for approximately a month
- Login issues preventing access to accounts

**Requested features**

- Expand app availability beyond pilot mode
- Improve app stability and reliability


### STC Bank

[App page](https://appshunter.io/ios/app/stc-bank/id6458546150)

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

**Highlights:** Manage multiple accounts, Local & international transfers, Card management (mada & Visa), Bill payment, Financing options, Saving accounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app

**What reviewers complain about**

- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption

**Reported bugs**

- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior

**Requested features**

- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia


## Frequently asked questions

### Is SAIB Mobile free?

SAIB Mobile is free to download, with no in-app purchases.

### Is STC Bank free?

STC Bank is free to download, with no in-app purchases.

### Which has better reviews, SAIB Mobile or STC Bank?

SAIB Mobile is rated higher. SAIB Mobile averages 4.8 out of 5 from 3.4K ratings, while STC Bank averages 4.7 from 45K ratings.

### Do SAIB Mobile or STC Bank have ads?

Neither SAIB Mobile nor STC Bank shows ads.

### Which is updated more often, SAIB Mobile or STC Bank?

SAIB Mobile ships an update every 2 weeks, and STC Bank every 5 days. Most recently, SAIB Mobile was updated on November 3, 2026 and STC Bank on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*