# Retirement Investing Simulator vs FutureFolio

The clearest difference is rating: FutureFolio at 5.0 against Retirement Investing Simulator's 4.1. FutureFolio also leads on in-app purchases (none vs 1) and ads (none vs shown). Retirement Investing Simulator's advantage is ratings volume (62 vs 1) and device support (3 vs 1). On price there is nothing between them.

Both are free to download. Retirement Investing Simulator sells 1 one-off in-app purchase. FutureFolio asks for nothing beyond the download.

FutureFolio holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Retirement Investing Simulator has 62 ratings behind it against 1, so its average is the more settled of the two.

Retirement Investing Simulator ships an update every 7 months, FutureFolio every 3 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Retirement Investing Simulator | FutureFolio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (62 ratings)](https://appshunter.io/ios/app/retirement-investing-simulator/id1468286155/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/futurefolio/id6498633160/reviews)** |
| Number of ratings | **62** | 1 |
| Positive reviews | 20.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 7 months | **Every 3 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 6 MB | 4 MB |
| Requires iOS | **12.2** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Workman Consulting LLC](https://appshunter.io/developer/430118017) | [Sultan Babar](https://appshunter.io/developer/946169330) |

## What reviewers say

### Retirement Investing Simulator

[App page](https://appshunter.io/ios/app/retirement-investing-simulator/id1468286155)

Model your retirement future using historical stock market and inflation data. This simulator runs millions of calculations to show the likelihood of your portfolio outlasting you and how much you might leave to heirs.

**Highlights:** Simulates millions of retirement scenarios, Uses historical stock market data (1871-2020), Calculates portfolio longevity and inheritance, Customizable stock/bond mix and fees, Saves and emails results, Monte-Carlo style simulation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Upgrade to Retirement Sim Pro | $0.99 | one-time |


### FutureFolio

[App page](https://appshunter.io/ios/app/futurefolio/id6498633160)

Simulate investment outcomes with sophisticated Monte Carlo techniques. This app offers a user-friendly interface to input variables and visualize projections for retirement planning, savings goals, or exploring investment strategies. Gain educational insights into market fluctuations and fees.

**Highlights:** Monte Carlo investment simulations, User-friendly interface, Customizable financial scenarios, Visual investment projections, Personal investment analysis, Educational insights on market impact

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Retirement Investing Simulator free?

Retirement Investing Simulator is free to download, with in-app purchases available.

### Is FutureFolio free?

FutureFolio is free to download, with no in-app purchases.

### Which has better reviews, Retirement Investing Simulator or FutureFolio?

FutureFolio is rated higher. Retirement Investing Simulator averages 4.1 out of 5 from 62 ratings, while FutureFolio averages 5.0 from 1 ratings.

### Do Retirement Investing Simulator or FutureFolio have ads?

Retirement Investing Simulator shows ads; FutureFolio does not.

### Which is updated more often, Retirement Investing Simulator or FutureFolio?

Retirement Investing Simulator ships an update every 7 months, and FutureFolio every 3 days. Most recently, Retirement Investing Simulator was updated on November 3, 2026 and FutureFolio on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*