# Octa. vs Nirra

The clearest difference is iOS requirement: Octa. at 9.0 against Nirra's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 26, 2026 and August 13, 2026 respectively.

## The numbers

| Metric | Octa. | Nirra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.2 (17 ratings)](https://appshunter.io/ios/app/nirra/id1566928276/reviews)** |
| Number of ratings | — | **17** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | — | Free |
| Size | 20 MB | 23 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Page International Financial Company Limited](https://appshunter.io/developer/984053259) | [Liberta Leasing Limited](https://appshunter.io/developer/1566928278) |

## What reviewers say

### Octa.

[App page](https://appshunter.io/ios/app/octa/id1468927635)

**Features:** macOS Compatibility

**In-app purchases:** none


### Nirra

[App page](https://appshunter.io/ios/app/nirra/id1566928276)

Instantly send and receive money, shop with installment payments, and apply for loans. Manage your finances and lifestyle needs all in one place.

**Highlights:** Instant money transfers, Installment shopping, Loan applications, Receive money, Pay bills

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Octa. free?

Octa. is free to download, with no in-app purchases.

### Is Nirra free?

Nirra is free to download, with no in-app purchases.

### Do Octa. or Nirra have ads?

Neither Octa. nor Nirra shows ads.

### Which is updated more often, Octa. or Nirra?

Octa. ships an update every 2 weeks, and Nirra every 2 weeks. Most recently, Octa. was updated on September 26, 2026 and Nirra on August 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*