# ImmediatePay vs rapid! Pay

The clearest difference is rating: ImmediatePay at 4.9 against rapid! Pay's 4.5. rapid! Pay's advantage is ratings volume (193K vs 7.8K) and review sentiment (69% vs 56%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ImmediatePay holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: rapid! Pay has 193K ratings behind it against 7.8K, so its average is the more settled of the two. Written reviews complicate that: 56% of ImmediatePay's written reviews are positive against 69% of rapid! Pay's, so the app with the better star average is not the one people write more warmly about.

ImmediatePay ships an update every 3 weeks, rapid! Pay fortnightly. The most recent releases landed on September 27, 2026 and September 29, 2026 respectively.

## The numbers

| Metric | ImmediatePay | rapid! Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (7.8K ratings)](https://appshunter.io/ios/app/immediatepay/id1469028887/reviews)** | [4.5 (193K ratings)](https://appshunter.io/ios/app/rapid-pay/id1525258535/reviews) |
| Number of ratings | 7.8K | **193K** |
| Positive reviews | 55.6% of reviews | **68.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 74 MB | 102 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Immediate Solutions](https://appshunter.io/developer/1469028886) | [Green Dot Corporation](https://appshunter.io/developer/437092811) |

## What reviewers say

### ImmediatePay

[App page](https://appshunter.io/ios/app/immediatepay/id1469028887)

Access a portion of your earned wages before your next payday. This app connects with employers to let you transfer funds instantly after your workday. It also provides financial wellness tools, including coaching, educational resources, and prescription savings.

**Highlights:** Access earned wages between paydays, Instant fund transfers, Financial wellness tools, Expert financial coaching, Financial health assessments, Educational articles and calculators, Prescription savings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and fast
- 💡 Convenient and helpful
- 👍 User-friendly interface
- 🚀 Immediate access to funds

**What reviewers complain about**

- 🐛 Processing issues
- 🐛 Delayed payouts
- 🐛 Unreliable customer service
- 🐛 Difficult to use

**Reported bugs**

- Login issues
- Inconsistent fund availability
- Debit card registration problems

**Requested features**

- Faster payouts
- Improved customer support
- Clearer communication on processing times


### rapid! Pay

[App page](https://appshunter.io/ios/app/rapid-pay/id1525258535)

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

**Highlights:** Activate/replace PayCard, View balances and transaction history, Transfer funds between accounts, Remote check deposit, Bill payment and 'Pay Anyone', Cash Back Rewards, Instant access to accrued wages

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant deposits
- 💡 Savings account feature
- 👍 Convenient for getting paid
- 🔒 Secure with fingerprint login

**What reviewers complain about**

- 🐛 App crashes and login issues
- ⏱️ Inconsistent and delayed fund availability
- 🤖 Poor customer service and language barriers
- 💳 Outdated card with no chip or mobile wallet support

**Reported bugs**

- Funds disappearing from account
- Direct deposit not working as expected
- Unable to activate or access account

**Requested features**

- Ability to transfer funds to external bank accounts
- Improved transaction history and balance tracking
- Option to receive pay earlier than current 50% limit
- Integration with popular payment apps like Venmo


## Frequently asked questions

### Is ImmediatePay free?

ImmediatePay is free to download, with no in-app purchases.

### Is rapid! Pay free?

rapid! Pay is free to download, with no in-app purchases.

### Which has better reviews, ImmediatePay or rapid! Pay?

ImmediatePay is rated higher. ImmediatePay averages 4.9 out of 5 from 7.8K ratings, while rapid! Pay averages 4.5 from 193K ratings.

### Do ImmediatePay or rapid! Pay have ads?

Neither ImmediatePay nor rapid! Pay shows ads.

### Which is updated more often, ImmediatePay or rapid! Pay?

ImmediatePay ships an update every 3 weeks, and rapid! Pay fortnightly. Most recently, ImmediatePay was updated on September 27, 2026 and rapid! Pay on September 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*