# ImmediatePay vs Paid Keeper

ImmediatePay and Paid Keeper both sit at 4.9 stars, but that hides the real split: 55% of ImmediatePay's written reviews are positive against 30% of Paid Keeper's. Paid Keeper's advantage is update cadence (every 2 weeks vs every 3 weeks). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ImmediatePay against 4.8 for Paid Keeper. Both are backed by a comparable volume of ratings — 8K and 6.6K respectively. Written reviews are what separate them: 55% of ImmediatePay's written reviews are positive against 30% of Paid Keeper's.

ImmediatePay ships an update every 3 weeks, Paid Keeper every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | ImmediatePay | Paid Keeper |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (8K ratings)](https://appshunter.io/ios/app/immediatepay/id1469028887/reviews)** | [4.8 (6.6K ratings)](https://appshunter.io/ios/app/paid-keeper-same-day-pay/id1556121980/reviews) |
| Number of ratings | **8K** | 6.6K |
| Positive reviews | **55.4% of reviews** | 29.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 74 MB | 92 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Immediate Solutions](https://appshunter.io/developer/1469028886) | [Paid Keeper Inc.](https://appshunter.io/developer/1556121982) |

## What reviewers say

### ImmediatePay

[App page](https://appshunter.io/ios/app/immediatepay/id1469028887)

Access a portion of your earned wages before your next payday. This app connects with employers to let you transfer funds instantly after your workday. It also provides financial wellness tools, including coaching, educational resources, and prescription savings.

**Highlights:** Access earned wages between paydays, Instant fund transfers, Financial wellness tools, Expert financial coaching, Financial health assessments, Educational articles and calculators, Prescription savings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and fast
- 💡 Convenient and helpful
- 👍 User-friendly interface
- 🚀 Immediate access to funds

**What reviewers complain about**

- 🐛 Processing issues
- 🐛 Delayed payouts
- 🐛 Unreliable customer service
- 🐛 Difficult to use

**Reported bugs**

- Login issues
- Inconsistent fund availability
- Debit card registration problems

**Requested features**

- Faster payouts
- Improved customer support
- Clearer communication on processing times


### Paid Keeper

[App page](https://appshunter.io/ios/app/paid-keeper-same-day-pay/id1556121980)

Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.

**Highlights:** Instant pay access, Early wage withdrawal, On-demand income, Eliminate payday wait

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant access to earnings
- 👍 Convenient and easy to use
- 💰 Helpful for financial emergencies

**What reviewers complain about**

- 🐛 Frequent technical issues
- 💸 High fees for cash-outs
- 🔒 Difficulty linking bank accounts
- 🤖 Poor customer service

**Reported bugs**

- App crashes or freezes
- Account balances not updating correctly
- Cash-out requests failing without explanation

**Requested features**

- Increase cash-out limit
- Improve account linking process
- Provide better communication on app updates and downtime


## Frequently asked questions

### Is ImmediatePay free?

ImmediatePay is free to download, with no in-app purchases.

### Is Paid Keeper free?

Paid Keeper is free to download, with no in-app purchases.

### Which has better reviews, ImmediatePay or Paid Keeper?

ImmediatePay is rated higher. ImmediatePay averages 4.9 out of 5 from 8K ratings, while Paid Keeper averages 4.8 from 6.6K ratings.

### Do ImmediatePay or Paid Keeper have ads?

Neither ImmediatePay nor Paid Keeper shows ads.

### Which is updated more often, ImmediatePay or Paid Keeper?

ImmediatePay ships an update every 3 weeks, and Paid Keeper every 2 weeks. Most recently, ImmediatePay was updated on November 3, 2026 and Paid Keeper on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*