# ImmediatePay vs PNC EarnedIt

ImmediatePay and PNC EarnedIt both sit at 4.9 stars, but that hides the real split: 56% of ImmediatePay's written reviews are positive against 27% of PNC EarnedIt's. ImmediatePay also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ImmediatePay against 4.8 for PNC EarnedIt. Both are backed by a comparable volume of ratings — 7.8K and 6K respectively. Written reviews are what separate them: 56% of ImmediatePay's written reviews are positive against 27% of PNC EarnedIt's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | ImmediatePay | PNC EarnedIt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (7.8K ratings)](https://appshunter.io/ios/app/immediatepay/id1469028887/reviews)** | [4.8 (6K ratings)](https://appshunter.io/ios/app/pnc-earnedit/id1593470184/reviews) |
| Number of ratings | **7.8K** | 6K |
| Positive reviews | **55.6% of reviews** | 27.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 74 MB | 112 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Immediate Solutions](https://appshunter.io/developer/1469028886) | [DAILYPAY INC](https://appshunter.io/developer/1399085076) |

## What reviewers say

### ImmediatePay

[App page](https://appshunter.io/ios/app/immediatepay/id1469028887)

Access a portion of your earned wages before your next payday. This app connects with employers to let you transfer funds instantly after your workday. It also provides financial wellness tools, including coaching, educational resources, and prescription savings.

**Highlights:** Access earned wages between paydays, Instant fund transfers, Financial wellness tools, Expert financial coaching, Financial health assessments, Educational articles and calculators, Prescription savings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and fast
- 💡 Convenient and helpful
- 👍 User-friendly interface
- 🚀 Immediate access to funds

**What reviewers complain about**

- 🐛 Processing issues
- 🐛 Delayed payouts
- 🐛 Unreliable customer service
- 🐛 Difficult to use

**Reported bugs**

- Login issues
- Inconsistent fund availability
- Debit card registration problems

**Requested features**

- Faster payouts
- Improved customer support
- Clearer communication on processing times


### PNC EarnedIt

[App page](https://appshunter.io/ios/app/pnc-earnedit/id1593470184)

Access a portion of your earned wages before payday. This app allows you to transfer funds to your bank account or card, with options for instant or next-day delivery. You'll still receive your remaining pay on your scheduled payday.

**Highlights:** Access earned wages before payday, Transfer funds to bank account or card, Instant or next-day fund delivery, View available balance, Receive balance change notifications, Secure encryption

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🙏 Helpful when needed
- 💰 Allows early access to earnings
- 👍 Convenient for managing finances

**What reviewers complain about**

- 🐛 App often glitches or freezes
- ⏱️ Delayed updates and transfers
- 💸 Charges fees for accessing own money
- 🤔 Unclear policies and communication

**Reported bugs**

- Login issues and inability to access account
- Incorrect or missing transaction history
- Unexpected deductions from paychecks

**Requested features**

- Improve reliability and consistency of daily pay feature
- Provide more transparency around fees and policies
- Enhance customer support responsiveness


## Frequently asked questions

### Is ImmediatePay free?

ImmediatePay is free to download, with no in-app purchases.

### Is PNC EarnedIt free?

PNC EarnedIt is free to download, with no in-app purchases.

### Which has better reviews, ImmediatePay or PNC EarnedIt?

ImmediatePay is rated higher. ImmediatePay averages 4.9 out of 5 from 7.8K ratings, while PNC EarnedIt averages 4.8 from 6K ratings.

### Do ImmediatePay or PNC EarnedIt have ads?

Neither ImmediatePay nor PNC EarnedIt shows ads.

### Which is updated more often, ImmediatePay or PNC EarnedIt?

ImmediatePay ships an update every 3 weeks, and PNC EarnedIt every 3 weeks. Most recently, ImmediatePay was updated on September 24, 2026 and PNC EarnedIt on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*