# ImmediatePay vs Paychex Pay

The clearest difference is review sentiment: ImmediatePay at 56% against Paychex Pay's 12%. ImmediatePay also leads on monetization model (free vs free with in-app purchases) and ratings volume (7.9K vs 321). Paychex Pay's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ImmediatePay holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: ImmediatePay has 7.9K ratings behind it against 321, so its average is the more settled of the two. Written reviews point the same way: 56% of ImmediatePay's written reviews are positive against 12% of Paychex Pay's.

ImmediatePay ships an update every 3 weeks, Paychex Pay every 2 months. The most recent releases landed on October 16, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | ImmediatePay | Paychex Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (7.9K ratings)](https://appshunter.io/ios/app/immediatepay/id1469028887/reviews)** | [4.7 (321 ratings)](https://appshunter.io/ios/app/paychex-pay/id6449838354/reviews) |
| Number of ratings | **7.9K** | 321 |
| Positive reviews | **56.3% of reviews** | 11.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 74 MB | 83 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Immediate Solutions](https://appshunter.io/developer/1469028886) | [Paychex, Inc](https://appshunter.io/developer/476461118) |

## What reviewers say

### ImmediatePay

[App page](https://appshunter.io/ios/app/immediatepay/id1469028887)

Access a portion of your earned wages before your next payday. This app connects with employers to let you transfer funds instantly after your workday. It also provides financial wellness tools, including coaching, educational resources, and prescription savings.

**Highlights:** Access earned wages between paydays, Instant fund transfers, Financial wellness tools, Expert financial coaching, Financial health assessments, Educational articles and calculators, Prescription savings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and fast
- 💡 Convenient and helpful
- 👍 User-friendly interface
- 🚀 Immediate access to funds

**What reviewers complain about**

- 🐛 Processing issues
- 🐛 Delayed payouts
- 🐛 Unreliable customer service
- 🐛 Difficult to use

**Reported bugs**

- Login issues
- Inconsistent fund availability
- Debit card registration problems

**Requested features**

- Faster payouts
- Improved customer support
- Clearer communication on processing times


### Paychex Pay

[App page](https://appshunter.io/ios/app/paychex-pay/id6449838354)

Manage your finances with an online account featuring a debit card and optional savings. Get paid faster, move money easily, and make quick purchases. Earn rewards and benefit from identity theft protection.

**Highlights:** Get paid up to 2 days earlier, Move money between accounts, Send money to friends, Contactless payments, Mobile check deposit, Optional savings account, Cash back rewards

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ImmediatePay free?

ImmediatePay is free to download, with no in-app purchases.

### Is Paychex Pay free?

Paychex Pay is free to download, with no in-app purchases.

### Which has better reviews, ImmediatePay or Paychex Pay?

ImmediatePay is rated higher. ImmediatePay averages 4.9 out of 5 from 7.9K ratings, while Paychex Pay averages 4.7 from 321 ratings.

### Do ImmediatePay or Paychex Pay have ads?

Neither ImmediatePay nor Paychex Pay shows ads.

### Which is updated more often, ImmediatePay or Paychex Pay?

ImmediatePay ships an update every 3 weeks, and Paychex Pay every 2 months. Most recently, ImmediatePay was updated on October 16, 2026 and Paychex Pay on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*