# ImmediatePay vs ShiftTip AI

ImmediatePay and ShiftTip AI both sit at 4.9 stars, but that hides the real split: 100% of ShiftTip AI's written reviews are positive against 56% of ImmediatePay's. ImmediatePay's advantage is in-app purchases (none vs 1) and ratings volume (8K vs 1). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. ShiftTip AI sells 1 one-off in-app purchase. ImmediatePay asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for ImmediatePay against 5.0 for ShiftTip AI. That said, the two scores are not equally well evidenced: ImmediatePay has 8K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 56% of ImmediatePay's written reviews are positive against 100% of ShiftTip AI's.

ImmediatePay ships an update every 3 weeks, ShiftTip AI every 6 weeks. The most recent releases landed on October 26, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | ImmediatePay | ShiftTip AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (8K ratings)](https://appshunter.io/ios/app/immediatepay/id1469028887/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shifttip-ai/id6775709403/reviews)** |
| Number of ratings | **8K** | 1 |
| Positive reviews | 56.3% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 74 MB | 5 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Immediate Solutions](https://appshunter.io/developer/1469028886) | [Dylan Dalmeida](https://appshunter.io/developer/1896780073) |

## What reviewers say

### ImmediatePay

[App page](https://appshunter.io/ios/app/immediatepay/id1469028887)

Access a portion of your earned wages before your next payday. This app connects with employers to let you transfer funds instantly after your workday. It also provides financial wellness tools, including coaching, educational resources, and prescription savings.

**Highlights:** Access earned wages between paydays, Instant fund transfers, Financial wellness tools, Expert financial coaching, Financial health assessments, Educational articles and calculators, Prescription savings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and fast
- 💡 Convenient and helpful
- 👍 User-friendly interface
- 🚀 Immediate access to funds

**What reviewers complain about**

- 🐛 Processing issues
- 🐛 Delayed payouts
- 🐛 Unreliable customer service
- 🐛 Difficult to use

**Reported bugs**

- Login issues
- Inconsistent fund availability
- Debit card registration problems

**Requested features**

- Faster payouts
- Improved customer support
- Clearer communication on processing times


### ShiftTip AI

[App page](https://appshunter.io/ios/app/shifttip-ai/id6775709403)

This app helps restaurant and hospitality workers understand their shift earnings. It allows users to scan checkout reports or log shifts manually to track tips, wages, and other income components. All data is processed on-device for privacy, with an optional Pro version for advanced insights.

**Highlights:** Scan checkout reports, Track tips, wages, and fees, Calculate effective hourly earnings, Automatic private event tip pool calculation, On-device data processing, Widget and Siri Shortcuts integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| TipTracker Pro | $9.99 | one-time |


## Frequently asked questions

### Is ImmediatePay free?

ImmediatePay is free to download, with no in-app purchases.

### Is ShiftTip AI free?

ShiftTip AI is free to download, with in-app purchases available.

### Which has better reviews, ImmediatePay or ShiftTip AI?

ShiftTip AI is rated higher. ImmediatePay averages 4.9 out of 5 from 8K ratings, while ShiftTip AI averages 5.0 from 1 ratings.

### Do ImmediatePay or ShiftTip AI have ads?

Neither ImmediatePay nor ShiftTip AI shows ads.

### Which is updated more often, ImmediatePay or ShiftTip AI?

ImmediatePay ships an update every 3 weeks, and ShiftTip AI every 6 weeks. Most recently, ImmediatePay was updated on October 26, 2026 and ShiftTip AI on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*