# PayEm vs areeba PAY

The clearest difference is review sentiment: areeba PAY at 50% against PayEm's 0%. PayEm's advantage is rating (3.9 vs 3.6) and iOS requirement (11.0 vs 15.1). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayEm holds the better App Store score, 3.9 against 3.6. Both are backed by a comparable volume of ratings — 8 and 10 respectively. Written reviews complicate that: 0% of PayEm's written reviews are positive against 50% of areeba PAY's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 8, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | PayEm | areeba PAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (8 ratings)](https://appshunter.io/ios/app/payem/id1469184606/reviews)** | [3.6 (10 ratings)](https://appshunter.io/ios/app/areeba-pay/id1531370021/reviews) |
| Number of ratings | 8 | **10** |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 46 MB | 45 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [PayEm Card Ltd](https://appshunter.io/developer/1469184605) | [areeba SAL](https://appshunter.io/developer/1516837774) |

## What reviewers say

### PayEm

[App page](https://appshunter.io/ios/app/payem/id1469184606)

Manage company expenses on the go. Request funds, pay with shared cards, and easily upload receipts directly from your mobile device. This platform provides convenient access to financial tools for employees.

**Highlights:** Request funds, Pay with shared cards, Upload receipts, Access company finances, Mobile expense management

**Features:** macOS Compatibility

**In-app purchases:** none


### areeba PAY

[App page](https://appshunter.io/ios/app/areeba-pay/id1531370021)

Manage your cards, track spending, and make secure mobile payments. This app offers features like card activation, PIN viewing, and real-time transaction monitoring. It also allows you to control ATM withdrawals and online payment settings for your cards.

**Highlights:** Card activation, locking, and unlocking, View card PIN, Real-time balance and transactions, Control ATM withdrawal and online payments, Request new card, Mobile payments via NFC/QR (coming soon)

**In-app purchases:** none


## Frequently asked questions

### Is PayEm free?

PayEm is free to download, with no in-app purchases.

### Is areeba PAY free?

areeba PAY is free to download, with no in-app purchases.

### Which has better reviews, PayEm or areeba PAY?

PayEm is rated higher. PayEm averages 3.9 out of 5 from 8 ratings, while areeba PAY averages 3.6 from 10 ratings.

### Do PayEm or areeba PAY have ads?

Neither PayEm nor areeba PAY shows ads.

### Which is updated more often, PayEm or areeba PAY?

PayEm ships an update monthly, and areeba PAY monthly. Most recently, PayEm was updated on October 8, 2026 and areeba PAY on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*