# PayEm vs Mesh Payments

The clearest difference is update cadence: PayEm at monthly against Mesh Payments's every 5 months. PayEm also leads on rating (3.9 vs 3.7) and iOS requirement (11.0 vs 16.4). Mesh Payments's advantage is review sentiment (22% vs 0%) and ratings volume (29 vs 8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayEm holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 8 and 29 respectively. Written reviews complicate that: 0% of PayEm's written reviews are positive against 22% of Mesh Payments's, so the app with the better star average is not the one people write more warmly about.

PayEm ships an update monthly, Mesh Payments every 5 months. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | PayEm | Mesh Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (8 ratings)](https://appshunter.io/ios/app/payem/id1469184606/reviews)** | [3.7 (29 ratings)](https://appshunter.io/ios/app/mesh-payments/id1619337620/reviews) |
| Number of ratings | 8 | **29** |
| Positive reviews | 0.0% of reviews | **22.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free | Free |
| Size | 46 MB | 13 MB |
| Requires iOS | **11.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [PayEm Card Ltd](https://appshunter.io/developer/1469184605) | [Mesh Technologies Ltd.](https://appshunter.io/developer/1634170629) |

## What reviewers say

### PayEm

[App page](https://appshunter.io/ios/app/payem/id1469184606)

Manage company expenses on the go. Request funds, pay with shared cards, and easily upload receipts directly from your mobile device. This platform provides convenient access to financial tools for employees.

**Highlights:** Request funds, Pay with shared cards, Upload receipts, Access company finances, Mobile expense management

**Features:** macOS Compatibility

**In-app purchases:** none


### Mesh Payments

[App page](https://appshunter.io/ios/app/mesh-payments/id1619337620)

Manage company expenses and payments from anywhere. Request new cards, upload receipts, and gain real-time spend insights. Streamline approvals and sync transactions with your ERP for simplified reconciliation.

**Highlights:** On-the-go spend management, Receipt uploading via photo, Card balance checks, New card requests, Automated approval flows, Real-time spend insights, ERP transaction syncing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayEm free?

PayEm is free to download, with no in-app purchases.

### Is Mesh Payments free?

Mesh Payments is free to download, with no in-app purchases.

### Which has better reviews, PayEm or Mesh Payments?

PayEm is rated higher. PayEm averages 3.9 out of 5 from 8 ratings, while Mesh Payments averages 3.7 from 29 ratings.

### Do PayEm or Mesh Payments have ads?

Neither PayEm nor Mesh Payments shows ads.

### Which is updated more often, PayEm or Mesh Payments?

PayEm ships an update monthly, and Mesh Payments every 5 months. Most recently, PayEm was updated on October 8, 2026 and Mesh Payments on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*