# PayEm vs Payemm

PayEm and Payemm both sit at 3.9 stars, but that hides the real split: 50% of Payemm's written reviews are positive against 0% of PayEm's. PayEm's advantage is iOS requirement (11.0 vs 15.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayEm holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 8 and 3 respectively. Written reviews complicate that: 0% of PayEm's written reviews are positive against 50% of Payemm's, so the app with the better star average is not the one people write more warmly about.

PayEm ships an update monthly, Payemm every 3 weeks. The most recent releases landed on October 8, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | PayEm | Payemm |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (8 ratings)](https://appshunter.io/ios/app/payem/id1469184606/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/payemm/id6768655681/reviews) |
| Number of ratings | **8** | 3 |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 46 MB | 92 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PayEm Card Ltd](https://appshunter.io/developer/1469184605) | [Payemm Limited](https://appshunter.io/developer/1690624747) |

## What reviewers say

### PayEm

[App page](https://appshunter.io/ios/app/payem/id1469184606)

Manage company expenses on the go. Request funds, pay with shared cards, and easily upload receipts directly from your mobile device. This platform provides convenient access to financial tools for employees.

**Highlights:** Request funds, Pay with shared cards, Upload receipts, Access company finances, Mobile expense management

**Features:** macOS Compatibility

**In-app purchases:** none


### Payemm

[App page](https://appshunter.io/ios/app/payemm/id6768655681)

Manage everyday spending, from groceries to online shopping, by splitting costs into four easy fortnightly payments. Earn rewards and cashback for making payments on time or early, building better financial habits.

**Highlights:** Split payments into 4 fortnightly installments, Manage groceries, top-ups, and online shopping, Earn rewards and cashback for timely payments, Unlock benefits and bigger opportunities, Transparent payment schedules and terms, Secure transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayEm free?

PayEm is free to download, with no in-app purchases.

### Is Payemm free?

Payemm is free to download, with no in-app purchases.

### Which has better reviews, PayEm or Payemm?

PayEm is rated higher. PayEm averages 3.9 out of 5 from 8 ratings, while Payemm averages 3.7 from 3 ratings.

### Do PayEm or Payemm have ads?

Neither PayEm nor Payemm shows ads.

### Which is updated more often, PayEm or Payemm?

PayEm ships an update monthly, and Payemm every 3 weeks. Most recently, PayEm was updated on October 8, 2026 and Payemm on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*