# IBK연금 스마트창구 vs IBK 카드

IBK연금 스마트창구 and IBK 카드 both sit at 1.0 stars, but that hides the real split: 31% of IBK 카드's written reviews are positive against 0% of IBK연금 스마트창구's. IBK 카드 also leads on update cadence (every 3 weeks vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 1.0 for IBK연금 스마트창구 against 1.0 for IBK 카드. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews are what separate them: 0% of IBK연금 스마트창구's written reviews are positive against 31% of IBK 카드's.

IBK연금 스마트창구 ships an update every 3 months, IBK 카드 every 3 weeks. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | IBK연금 스마트창구 | IBK 카드 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/ibk/id1469504107/reviews) | [1.0 (2 ratings)](https://appshunter.io/ios/app/ibk/id6738555765/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | 0.0% of reviews | **30.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 48 MB | 115 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [IBK Insurance Co. Ltd.](https://appshunter.io/developer/1467880950) | [INDUSTRIAL BANK OF KOREA](https://appshunter.io/developer/347880191) |

## What reviewers say

### IBK연금 스마트창구

[App page](https://appshunter.io/ios/app/ibk/id1469504107)

Manage your pension and retirement accounts with ease. Access policy details, make payments, and apply for loans anytime, anywhere. Features include biometric login, mobile policy documents, and future fund projections.

**Highlights:** Pension and retirement account management, Policy contract management, Biometric and simple password login, Mobile policy documents and notices, Loan application and repayment, Retirement fund simulation

**Features:** macOS Compatibility

**In-app purchases:** none


### IBK 카드

[App page](https://appshunter.io/ios/app/ibk/id6738555765)

Manage your credit card accounts with ease. Track spending, view benefits, and participate in exclusive events and promotions. Offers personalized settings and a secure login experience.

**Highlights:** Secure and fast login, Card status overview, Customizable interface, Event and benefit tracking, Point accumulation and usage, Personal business card management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IBK연금 스마트창구 free?

IBK연금 스마트창구 is free to download, with no in-app purchases.

### Is IBK 카드 free?

IBK 카드 is free to download, with no in-app purchases.

### Which has better reviews, IBK연금 스마트창구 or IBK 카드?

IBK연금 스마트창구 and IBK 카드 are both rated 1.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do IBK연금 스마트창구 or IBK 카드 have ads?

Neither IBK연금 스마트창구 nor IBK 카드 shows ads.

### Which is updated more often, IBK연금 스마트창구 or IBK 카드?

IBK연금 스마트창구 ships an update every 3 months, and IBK 카드 every 3 weeks. Most recently, IBK연금 스마트창구 was updated on October 7, 2026 and IBK 카드 on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*