# IBK연금 스마트창구 vs PRAYBEAM

The clearest difference is update cadence: PRAYBEAM at weekly against IBK연금 스마트창구's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IBK연금 스마트창구 ships an update every 3 months, PRAYBEAM weekly. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | IBK연금 스마트창구 | PRAYBEAM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (2 ratings)](https://appshunter.io/ios/app/ibk/id1469504107/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | Free | — |
| Size | 48 MB | 4 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [IBK Insurance Co. Ltd.](https://appshunter.io/developer/1467880950) | [HAG SOON JANG](https://appshunter.io/developer/6818761011) |

## What reviewers say

### IBK연금 스마트창구

[App page](https://appshunter.io/ios/app/ibk/id1469504107)

Manage your pension and retirement accounts with ease. Access policy details, make payments, and apply for loans anytime, anywhere. Features include biometric login, mobile policy documents, and future fund projections.

**Highlights:** Pension and retirement account management, Policy contract management, Biometric and simple password login, Mobile policy documents and notices, Loan application and repayment, Retirement fund simulation

**Features:** macOS Compatibility

**In-app purchases:** none


### PRAYBEAM

[App page](https://appshunter.io/ios/app/praybeam/id6818761009)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IBK연금 스마트창구 free?

IBK연금 스마트창구 is free to download, with no in-app purchases.

### Is PRAYBEAM free?

PRAYBEAM is free to download, with no in-app purchases.

### Do IBK연금 스마트창구 or PRAYBEAM have ads?

Neither IBK연금 스마트창구 nor PRAYBEAM shows ads.

### Which is updated more often, IBK연금 스마트창구 or PRAYBEAM?

IBK연금 스마트창구 ships an update every 3 months, and PRAYBEAM weekly. Most recently, IBK연금 스마트창구 was updated on October 24, 2026 and PRAYBEAM on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*