# Crowd Bank vs プラスPOINT

The clearest difference is review sentiment: プラスPOINT at 69% against Crowd Bank's 5%. プラスPOINT also leads on update cadence (every 5 weeks vs every 3 months). Crowd Bank's advantage is in-app purchases (none vs 2). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. プラスPOINT sells 2 in-app purchases, starting at $9.99 per month. Crowd Bank asks for nothing beyond the download.

Crowd Bank ships an update every 3 months, プラスPOINT every 5 weeks. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Crowd Bank | プラスPOINT |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 5.0% of reviews | **69.2% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 14 MB | 89 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CROWD SECURITIES JAPAN, INC.](https://appshunter.io/developer/1469860986) | [osidori](https://appshunter.io/developer/1462597083) |

## What reviewers say

### Crowd Bank

[App page](https://appshunter.io/ios/app/crowd-bank/id1469860987)

Participate in asset management through loans with various funds. Enjoy growing your assets with minimal effort and no need for constant market monitoring. Start your investment journey easily with low initial investment and monthly distributions.

**Highlights:** Loan-based crowdfunding, Passive asset management, Low initial investment (10,000 JPY), Monthly distributions, No market fluctuation worries, Push notifications, View past notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### プラスPOINT

[App page](https://appshunter.io/ios/app/point-5/id6755022420)

Earn an automatic 5% bonus point on every purchase by linking your existing credit card. These points can be used to discount future life events like weddings, moving, or buying a home. Couples can also save together with a shared feature.

**Highlights:** Automatic 5% bonus points on purchases, Link existing credit cards, Use points for life event discounts, Share feature for couples/families, Double points with card company rewards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ブースト | $9.99 | per month |
| ブースト | $99.99 | per year |


## Frequently asked questions

### Is Crowd Bank free?

Crowd Bank is free to download, with no in-app purchases.

### Is プラスPOINT free?

プラスPOINT is free to download, with in-app purchases available.

### Do Crowd Bank or プラスPOINT have ads?

Both Crowd Bank and プラスPOINT show ads.

### Which is updated more often, Crowd Bank or プラスPOINT?

Crowd Bank ships an update every 3 months, and プラスPOINT every 5 weeks. Most recently, Crowd Bank was updated on November 3, 2026 and プラスPOINT on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*