# MyPaymentVault vs PALIDIN.M

The clearest difference is rating: PALIDIN.M at 2.6 against MyPaymentVault's 1.4. PALIDIN.M also leads on iOS requirement (13.0 vs 15.1). MyPaymentVault's advantage is ratings volume (680 vs 5) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PALIDIN.M holds the better App Store score, 2.6 against 1.4. That said, the two scores are not equally well evidenced: MyPaymentVault has 680 ratings behind it against 5, so its average is the more settled of the two.

MyPaymentVault ships an update monthly, PALIDIN.M every 3 months. The most recent releases landed on October 19, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | MyPaymentVault | PALIDIN.M |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (680 ratings)](https://appshunter.io/ios/app/mypaymentvault/id1469902432/reviews) | **[2.6 (5 ratings)](https://appshunter.io/ios/app/palidinm/id1492295878/reviews)** |
| Number of ratings | **680** | 5 |
| Positive reviews | 7.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 42 MB | 107 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [North Lane Technologies, Inc.](https://appshunter.io/developer/1531869638) | [UVeritech, Inc](https://appshunter.io/developer/1185019233) |

## What reviewers say

### MyPaymentVault

[App page](https://appshunter.io/ios/app/mypaymentvault/id1469902432)

Manage your prepaid card on the go with this mobile application. View your balance, review transaction history, locate nearby ATMs, and activate your card. Enjoy a secure and seamless login experience with fingerprint authentication.

**Highlights:** Activate card, Display card balance, View transaction history, Locate in-network ATMs, Fingerprint authentication

**In-app purchases:** none

**What reviewers like**

- 🚀 Works fine
- 📊 Able to check balance

**What reviewers complain about**

- 🐛 App crashes/doesn't work
- 🤖 Poor customer service
- 💸 Unexpected fees/charges
- 🔒 Difficult to access funds
- 🔍 Inaccurate balance/transaction info

**Reported bugs**

- Login issues
- Registration problems
- Inability to update account information

**Requested features**

- Ability to transfer funds to bank account
- Improved transaction history and details


### PALIDIN.M

[App page](https://appshunter.io/ios/app/palidinm/id1492295878)

This mobile system authenticates government-issued identity documents using a smartphone's camera. It captures images of the ID and a selfie for live presence verification, performing forensic-level tests to ensure authenticity. Results are stored in a cloud portal in real-time.

**Highlights:** Mobile ID document authentication, Smartphone camera image capture, Live selfie verification, Forensic-level document tests, Cloud-based real-time results, Supports global ID documents

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MyPaymentVault free?

MyPaymentVault is free to download, with no in-app purchases.

### Is PALIDIN.M free?

PALIDIN.M is free to download, with no in-app purchases.

### Which has better reviews, MyPaymentVault or PALIDIN.M?

PALIDIN.M is rated higher. MyPaymentVault averages 1.4 out of 5 from 680 ratings, while PALIDIN.M averages 2.6 from 5 ratings.

### Do MyPaymentVault or PALIDIN.M have ads?

Neither MyPaymentVault nor PALIDIN.M shows ads.

### Which is updated more often, MyPaymentVault or PALIDIN.M?

MyPaymentVault ships an update monthly, and PALIDIN.M every 3 months. Most recently, MyPaymentVault was updated on October 19, 2026 and PALIDIN.M on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*