# MyPaymentVault vs Aver

The clearest difference is rating: Aver at 5.0 against MyPaymentVault's 1.4. MyPaymentVault's advantage is ratings volume (685 vs 4) and iOS requirement (15.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Aver holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: MyPaymentVault has 685 ratings behind it against 4, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | MyPaymentVault | Aver |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (685 ratings)](https://appshunter.io/ios/app/mypaymentvault/id1469902432/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/aver-mobile-banking/id6738500707/reviews)** |
| Number of ratings | **685** | 4 |
| Positive reviews | 7.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 42 MB | 95 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [North Lane Technologies, Inc.](https://appshunter.io/developer/1531869638) | [Progressive Next Inc.](https://appshunter.io/developer/1775943463) |

## What reviewers say

### MyPaymentVault

[App page](https://appshunter.io/ios/app/mypaymentvault/id1469902432)

Manage your prepaid card on the go with this mobile application. View your balance, review transaction history, locate nearby ATMs, and activate your card. Enjoy a secure and seamless login experience with fingerprint authentication.

**Highlights:** Activate card, Display card balance, View transaction history, Locate in-network ATMs, Fingerprint authentication

**In-app purchases:** none

**What reviewers like**

- 🚀 Works fine
- 📊 Able to check balance

**What reviewers complain about**

- 🐛 App crashes/doesn't work
- 🤖 Poor customer service
- 💸 Unexpected fees/charges
- 🔒 Difficult to access funds
- 🔍 Inaccurate balance/transaction info

**Reported bugs**

- Login issues
- Registration problems
- Inability to update account information

**Requested features**

- Ability to transfer funds to bank account
- Improved transaction history and details


### Aver

[App page](https://appshunter.io/ios/app/aver-mobile-banking/id6738500707)

Manage your finances securely with a digital debit card and deposit account. Transfer funds, view balances, and control your card within the app. Enjoy banking services with no monthly maintenance fees.

**Highlights:** Digital debit card access, Deposit account management, Fund transfers, Card management, View account balance and details, No monthly maintenance fee

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MyPaymentVault free?

MyPaymentVault is free to download, with no in-app purchases.

### Is Aver free?

Aver is free to download, with no in-app purchases.

### Which has better reviews, MyPaymentVault or Aver?

Aver is rated higher. MyPaymentVault averages 1.4 out of 5 from 685 ratings, while Aver averages 5.0 from 4 ratings.

### Do MyPaymentVault or Aver have ads?

Neither MyPaymentVault nor Aver shows ads.

### Which is updated more often, MyPaymentVault or Aver?

MyPaymentVault ships an update monthly, and Aver monthly. Most recently, MyPaymentVault was updated on November 6, 2026 and Aver on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*