# MyPaymentVault vs Recuria

The clearest difference is rating: Recuria at 5.0 against MyPaymentVault's 1.4. Recuria also leads on update cadence (every 5 days vs monthly). MyPaymentVault's advantage is in-app purchases (none vs 2) and ratings volume (680 vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Recuria sells 2 in-app purchases, starting at $5.99 per month. MyPaymentVault asks for nothing beyond the download.

Recuria holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: MyPaymentVault has 680 ratings behind it against 2, so its average is the more settled of the two.

MyPaymentVault ships an update monthly, Recuria every 5 days. The most recent releases landed on October 24, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | MyPaymentVault | Recuria |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (680 ratings)](https://appshunter.io/ios/app/mypaymentvault/id1469902432/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/recuria/id6759474913/reviews)** |
| Number of ratings | **680** | 2 |
| Positive reviews | 7.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Size | 42 MB | 37 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [North Lane Technologies, Inc.](https://appshunter.io/developer/1531869638) | [Zendi Labs LLC](https://appshunter.io/developer/1878852826) |

## What reviewers say

### MyPaymentVault

[App page](https://appshunter.io/ios/app/mypaymentvault/id1469902432)

Manage your prepaid card on the go with this mobile application. View your balance, review transaction history, locate nearby ATMs, and activate your card. Enjoy a secure and seamless login experience with fingerprint authentication.

**Highlights:** Activate card, Display card balance, View transaction history, Locate in-network ATMs, Fingerprint authentication

**In-app purchases:** none

**What reviewers like**

- 🚀 Works fine
- 📊 Able to check balance

**What reviewers complain about**

- 🐛 App crashes/doesn't work
- 🤖 Poor customer service
- 💸 Unexpected fees/charges
- 🔒 Difficult to access funds
- 🔍 Inaccurate balance/transaction info

**Reported bugs**

- Login issues
- Registration problems
- Inability to update account information

**Requested features**

- Ability to transfer funds to bank account
- Improved transaction history and details


### Recuria

[App page](https://appshunter.io/ios/app/recuria/id6759474913)

Manage recurring payments without linking bank accounts. Track subscriptions, forecast future spending, and receive timely renewal reminders to avoid surprise charges. Offers privacy-first data handling and detailed insights into your recurring expenses.

**Highlights:** Track recurring payments, Forecast future spending, Renewal reminders, Privacy-first, no bank access, Subscription health scores, Category trend tracking, Spend forecasting

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Recuria Pro | $5.99 | per month |
| Recuria Family | $9.99 | per month |


## Frequently asked questions

### Is MyPaymentVault free?

MyPaymentVault is free to download, with no in-app purchases.

### Is Recuria free?

Recuria is free to download, with in-app purchases available.

### Which has better reviews, MyPaymentVault or Recuria?

Recuria is rated higher. MyPaymentVault averages 1.4 out of 5 from 680 ratings, while Recuria averages 5.0 from 2 ratings.

### Do MyPaymentVault or Recuria have ads?

Neither MyPaymentVault nor Recuria shows ads.

### Which is updated more often, MyPaymentVault or Recuria?

MyPaymentVault ships an update monthly, and Recuria every 5 days. Most recently, MyPaymentVault was updated on October 24, 2026 and Recuria on October 6, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*