# Cashback 365 vs MLC

The clearest difference is rating: Cashback 365 at 4.7 against MLC's 3.7. Cashback 365 also leads on ads (none vs shown) and ratings volume (45 vs 3). MLC's advantage is update cadence (fortnightly vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cashback 365 holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Cashback 365 has 45 ratings behind it against 3, so its average is the more settled of the two.

Cashback 365 ships an update every 3 months, MLC fortnightly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Cashback 365 | MLC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (45 ratings)](https://appshunter.io/ios/app/cashback-365/id1470043867/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/mlc-vip/id1617853324/reviews) |
| Number of ratings | **45** | 3 |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 32 MB | 53 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [JSC Liberty Bank](https://appshunter.io/developer/530101584) | [Easy Money Group Acquisition Co., LLC](https://appshunter.io/developer/1178414524) |

## What reviewers say

### Cashback 365

[App page](https://appshunter.io/ios/app/cashback-365/id1470043867)

Earn cash back rewards and exclusive discounts on everyday purchases. This loyalty app helps manage your budget for groceries, dining, and shopping by providing savings directly to you. Link your bank card to easily receive rewards.

**Highlights:** Earn cash back rewards, Get shopping discounts, Find nearby merchants, Filter by category, Link bank card for rewards

**Features:** macOS Compatibility

**In-app purchases:** none


### MLC

[App page](https://appshunter.io/ios/app/mlc-vip/id1617853324)

Manage your loan account and access exclusive rewards. View your account details, earn points, and redeem them for discounts on various products. Enjoy savings through local and national brand coupons.

**Highlights:** View loan account details, Earn Level Up Rewards, Redeem rewards for discounts, Access brand coupons, Local and national brand offers

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cashback 365 free?

Cashback 365 is free to download, with no in-app purchases.

### Is MLC free?

MLC is free to download, with no in-app purchases.

### Which has better reviews, Cashback 365 or MLC?

Cashback 365 is rated higher. Cashback 365 averages 4.7 out of 5 from 45 ratings, while MLC averages 3.7 from 3 ratings.

### Do Cashback 365 or MLC have ads?

MLC shows ads; Cashback 365 does not.

### Which is updated more often, Cashback 365 or MLC?

Cashback 365 ships an update every 3 months, and MLC fortnightly. Most recently, Cashback 365 was updated on November 3, 2026 and MLC on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*