# Kachinga vs Restart

The clearest difference is monetization model: Restart at free against Kachinga's subscription. Restart also leads on rating (4.0 vs 3.8) and review sentiment (72% vs 59%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Restart holds the better App Store score, 4.0 against 3.8. Both are backed by a comparable volume of ratings — 69 and 83 respectively. Written reviews point the same way: 59% of Kachinga's written reviews are positive against 72% of Restart's.

Kachinga ships an update every 5 weeks, Restart every 3 weeks. The most recent releases landed on October 25, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Kachinga | Restart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (69 ratings)](https://appshunter.io/ios/app/kachinga/id1470044737/reviews) | **[4.0 (83 ratings)](https://appshunter.io/ios/app/restart-mobile-banking-app/id1576922155/reviews)** |
| Number of ratings | 69 | **83** |
| Positive reviews | 58.8% of reviews | **71.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Subscription | **Free** |
| Size | 191 MB | 187 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kachinga, Inc.](https://appshunter.io/developer/1500112664) | [Restart Financial Inc.](https://appshunter.io/developer/1560009429) |

## What reviewers say

### Kachinga

[App page](https://appshunter.io/ios/app/kachinga/id1470044737)

This app helps parents teach children financial literacy through an allowance and savings management system. It combines a debit card for kids with parental controls, allowing real-world money experience in a secure environment.

**Highlights:** Allowance and chore management, Savings goal setting, Secure debit card for kids, Parental controls and spending transparency, Financial literacy guidance, Real-time notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Restart

[App page](https://appshunter.io/ios/app/restart-mobile-banking-app/id1576922155)

This banking app allows users to open a fee-free checking account and use a Visa debit card. It offers features like early direct deposit, mobile check deposit, and ATM access. A unique aspect is its social impact feature, donating profits to a foundation with every transaction.

**Highlights:** Fee-free checking account, Visa debit card, Social impact donations, Early direct deposit, Mobile check deposit, Multi-language support, ATM withdrawals

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and fast registration
- 👍 Convenient mobile banking app
- 👍 Free to use
- 👍 Good for refugees and newcomers
- 👍 Russian-speaking support available

**What reviewers complain about**

- ❌ Scam accusations
- ❌ Inability to withdraw funds
- ❌ Accounts frozen and money taken
- ❌ Deactivated accounts after deposit
- ❌ Lies about no credit check

**Reported bugs**

- Cannot open account, no registration button
- App doesn't work correctly
- Error message when adding bank
- Error message when transferring money
- Mobile check deposit on extended hold

**Requested features**

- Option to call customer support


## Frequently asked questions

### Is Kachinga free?

Kachinga is free to download, with no in-app purchases.

### Is Restart free?

Restart is free to download, with no in-app purchases.

### Which has better reviews, Kachinga or Restart?

Restart is rated higher. Kachinga averages 3.8 out of 5 from 69 ratings, while Restart averages 4.0 from 83 ratings.

### Do Kachinga or Restart have ads?

Neither Kachinga nor Restart shows ads.

### Which is updated more often, Kachinga or Restart?

Kachinga ships an update every 5 weeks, and Restart every 3 weeks. Most recently, Kachinga was updated on October 25, 2026 and Restart on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*